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Get Cheap Car Insurance in Himyar, KY
We monitor insurance prices, helping the average driver in Himyar save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Himyar
The chart below shows the cheapest car insurance company in Himyar for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Himyar Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $63 |
| State Farm | $63 |
| Travelers | $92 |
| Geico | $99 |
Savings for Every Kind of Himyar Driver
Based on our extensive insurance data, we know the average Himyar driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $557 per year by choosing the right vehicle insurance company. Some Himyar residents are paying out over $2,205 extra every year for auto insurance in Himyar. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Himyar, KY Savings / Yr. |
|---|---|
$557 |
|
$913 |
|
$899 |
|
$909 |
|
$1,800 |
|
$602 |
|
$965 |
Himyar Car Insurance vs. Kentucky
People living in Himyar pay an average of 3.33% more than the typical driver in the state. The average driver in Himyar can expect to pay about $1,136 per year, or $2,205 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Himyar for most people.
Car Insurance Prices by Himyar Neighborhood
Insurance Prices
Where is insurance cheapest within Himyar?
The map shows insurance prices in and around Himyar, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $2,228 to a low of $2,200. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Himyar.Pick the Best Car Insurance Company for You in Himyar
The best car insurance provider for most drivers in Himyar
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $557 over the average Himyar car insurance company.
The best car insurance provider for Himyar drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $913 over the competition.
The best car insurance company for Himyar drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $899 better than other car insurance companies.
The best auto insurance for Himyar drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $909 less each year.
The least expensive car insurance company for new and young drivers in Himyar
In Himyar, State Farm costs young drivers $1,800 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Himyar
State Farm gave the largest car insurance discounts to married couples, averaging $602 saved each year compared to an average Himyar couple's premiums.
The cheapest car insurance in Himyar for drivers with bad credit
The best Himyar car insurance company for customer service
Recent price drops
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The cheapest large national provider in Himyar
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Himyar driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Himyar, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Himyar
What Influences the Cost of Car Insurance in Himyar?
On average, car insurance in Himyar is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Himyar is 41 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Himyar are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Himyar is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Himyar is $95 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Flat Lick: Insurance costs 4.22% more
- Old Flat Lick: Insurance costs 4.58% more
- Artemus: Insurance costs 0.59% more
- Fourmile: Insurance costs 1.00% more
- Trosper: Insurance costs 0.36% less
- Bimble: Insurance costs 2.40% more
- Ivy Grove: Insurance costs 3.85% more
- Barbourville: Insurance costs 1.90% less
- Walker: Insurance costs 3.13% more
- Heidrick: Insurance costs 3.99% less
Cities with Similar Populations
- Owego: Insurance costs 45.22% less
- Palisades: Insurance costs 49.66% less
- Paint Bank: Insurance costs 45.76% less
- Painesville on the Lake: Insurance costs 50.57% less
- Pagoda: Insurance costs 17.73% less
- Padgett: Insurance costs 25.40% less
- Oxville: Insurance costs 35.69% less
- Oxford: Insurance costs 18.46% less
- Oxford Mills: Insurance costs 41.63% less
- Pankeyville: Insurance costs 32.52% less