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Get Cheap Car Insurance in Old Flat Lick, KY
We monitor insurance prices, helping the average driver in Old Flat Lick save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Old Flat Lick
The chart below shows the cheapest car insurance company in Old Flat Lick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Old Flat Lick Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $66 |
| State Farm | $66 |
| Travelers | $96 |
| Geico | $104 |
Savings for Every Kind of Old Flat Lick Driver
Based on our extensive insurance data, we know the average Old Flat Lick driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $582 per year by choosing the right vehicle insurance company. Some Old Flat Lick residents are paying out over $2,306 extra every year for auto insurance in Old Flat Lick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Flat Lick, KY Savings / Yr. |
|---|---|
$582 |
|
$955 |
|
$940 |
|
$951 |
|
$1,882 |
|
$630 |
|
$1,009 |
Old Flat Lick Car Insurance vs. Kentucky
People living in Old Flat Lick pay an average of 8.06% more than the typical driver in the state. The average driver in Old Flat Lick can expect to pay about $1,188 per year, or $2,306 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Old Flat Lick for most people.
Car Insurance Prices by Old Flat Lick Neighborhood
Insurance Prices
Where is insurance cheapest within Old Flat Lick?
The map shows insurance prices in and around Old Flat Lick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,306 to a low of $2,306. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Old Flat Lick.Pick the Best Car Insurance Company for You in Old Flat Lick
The best car insurance provider for most drivers in Old Flat Lick
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $582 over the average Old Flat Lick car insurance company.
The best car insurance provider for Old Flat Lick drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $955 over the competition.
The best car insurance company for Old Flat Lick drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $940 better than other car insurance companies.
The best auto insurance for Old Flat Lick drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $951 less each year.
The least expensive car insurance company for new and young drivers in Old Flat Lick
In Old Flat Lick, State Farm costs young drivers $1,882 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Flat Lick
State Farm gave the largest car insurance discounts to married couples, averaging $630 saved each year compared to an average Old Flat Lick couple's premiums.
The cheapest car insurance in Old Flat Lick for drivers with bad credit
The best Old Flat Lick car insurance company for customer service
Nationwide was the best company for customer service in Old Flat Lick according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Flat Lick
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Old Flat Lick driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Flat Lick, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Old Flat Lick
What Influences the Cost of Car Insurance in Old Flat Lick?
On average, car insurance in Old Flat Lick is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Flat Lick are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Old Flat Lick is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Flat Lick is $99 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Flat Lick: Insurance costs 0.35% less
- Himyar: Insurance costs 4.38% less
- Walker: Insurance costs 1.39% less
- Bimble: Insurance costs 2.08% less
- Artemus: Insurance costs 3.82% less
- Ivy Grove: Insurance costs 0.69% less
- Fourmile: Insurance costs 3.43% less
- Scalf: Insurance costs 1.56% less
- Heidrick: Insurance costs 8.20% less
- Hinkle: Insurance costs 1.17% more
Cities with Similar Populations
- Caprock: Insurance costs 36.34% less
- White Lakes: Insurance costs 33.95% less
- Wheelon: Insurance costs 40.68% less
- Wheeling: Insurance costs 24.41% more
- Wetmore: Insurance costs 39.51% less
- Westover: Insurance costs 44.41% less
- West Monterey: Insurance costs 38.73% less
- Catholic Point: Insurance costs 27.58% less
- Castanea: Insurance costs 44.62% less
- White Signal: Insurance costs 42.80% less