Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Fayetteville, GA
We monitor insurance prices, helping the average driver in Fayetteville save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Fayetteville
The chart below shows the cheapest car insurance company in Fayetteville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Fayetteville Insurer | Monthly Cost |
|---|---|
| Travelers | $83 |
| Farm Bureau | $86 |
| State Farm | $94 |
| Progressive | $102 |
Savings for Every Kind of Fayetteville Driver
Based on our extensive insurance data, we know the average Fayetteville driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $395 per year by choosing the right vehicle insurance company. Some Fayetteville residents are paying out over $1,903 extra every year for auto insurance in Fayetteville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fayetteville, GA Savings / Yr. |
|---|---|
$395 |
|
$843 |
|
$581 |
|
$795 |
|
$2,317 |
|
$191 |
|
$818 |
Fayetteville Car Insurance vs. Georgia
People living in Fayetteville pay an average of 7.47% more than the typical driver in the state. The average driver in Fayetteville can expect to pay about $1,266 per year, or $1,903 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Fayetteville for most people.
Car Insurance Prices by Fayetteville Neighborhood
Insurance Prices
Where is insurance cheapest within Fayetteville?
The map shows insurance prices in and around Fayetteville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $504 per year within the city boundaries, with insurance premiums ranging from a high of $2,225 to a low of $1,721. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Fayetteville.Pick the Best Car Insurance Company for You in Fayetteville
The best car insurance provider for most drivers in Fayetteville
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $395 over the average Fayetteville car insurance company.
The best car insurance provider for Fayetteville drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $843 over the competition.
The best car insurance company for Fayetteville drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $581 better than other car insurance companies.
The best auto insurance for Fayetteville drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $795 less each year.
The least expensive car insurance company for new and young drivers in Fayetteville
In Fayetteville, Auto-Owners Insurance costs young drivers $2,317 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fayetteville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $191 saved each year compared to an average Fayetteville couple's premiums.
The cheapest car insurance in Fayetteville for drivers with bad credit
The best Fayetteville car insurance company for customer service
Nationwide was the best company for customer service in Fayetteville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Fayetteville, which was better than other insurers.
The cheapest large national provider in Fayetteville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fayetteville driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fayetteville, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Fayetteville
What Influences the Cost of Car Insurance in Fayetteville?
On average, car insurance in Fayetteville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fayetteville is 40 minutes, which is a little more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fayetteville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Fayetteville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fayetteville is $106 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Woolsey: Insurance costs 8.15% less
- Peachtree City: Insurance costs 6.20% less
- Lake Talmadge: Insurance costs 4.94% more
- Tyrone: Insurance costs 2.47% less
- Jonesboro: Insurance costs 13.98% more
- Lovejoy: Insurance costs 4.26% more
- Riverdale: Insurance costs 19.02% more
- Hampton: Insurance costs 5.73% more
- Union City: Insurance costs 14.56% more
- Sharpsburg: Insurance costs 6.31% less
Cities with Similar Populations
- Yorba Linda: Insurance costs 12.82% more
- Corvallis: Insurance costs 23.02% less
- Covina: Insurance costs 20.18% more
- Dubuque: Insurance costs 36.21% less
- Eagan: Insurance costs 10.88% less
- Lake Elsinore: Insurance costs 14.71% more
- Weatherford: Insurance costs 13.66% less
- Warren: Insurance costs 40.73% less
- North Port: Insurance costs 27.59% more
- Ames: Insurance costs 36.57% less