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Get Cheap Car Insurance in Fayetteville, PA
We monitor insurance prices, helping the average driver in Fayetteville save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Fayetteville
The chart below shows the cheapest car insurance company in Fayetteville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Fayetteville Insurer | Monthly Cost |
|---|---|
| Kemper | $47 |
| Metromile | $47 |
| Travelers | $47 |
| State Farm | $49 |
Savings for Every Kind of Fayetteville Driver
Based on our extensive insurance data, we know the average Fayetteville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some Fayetteville residents are paying out over $1,267 extra every year for auto insurance in Fayetteville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fayetteville, PA Savings / Yr. |
|---|---|
$355 |
|
$629 |
|
$481 |
|
$573 |
|
$1,468 |
|
$254 |
|
$454 |
Fayetteville Car Insurance vs. Pennsylvania
People living in Fayetteville pay an average of 11.15% less than the typical driver in the state. The average driver in Fayetteville can expect to pay about $785 per year, or $1,267 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Fayetteville for most people.
Car Insurance Prices by Fayetteville Neighborhood
Insurance Prices
Where is insurance cheapest within Fayetteville?
The map shows insurance prices in and around Fayetteville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the city boundaries, with insurance premiums ranging from a high of $1,342 to a low of $1,223. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Fayetteville.Pick the Best Car Insurance Company for You in Fayetteville
The best car insurance provider for most drivers in Fayetteville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $355 over the average Fayetteville car insurance company.
The best car insurance provider for Fayetteville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $629 over the competition.
The best car insurance company for Fayetteville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $481 better than other car insurance companies.
The best auto insurance for Fayetteville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $573 less each year.
The least expensive car insurance company for new and young drivers in Fayetteville
In Fayetteville, Travelers costs young drivers $1,468 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fayetteville
State Farm gave the largest car insurance discounts to married couples, averaging $254 saved each year compared to an average Fayetteville couple's premiums.
The cheapest car insurance in Fayetteville for drivers with bad credit
The best Fayetteville car insurance company for customer service
Nationwide was the best company for customer service in Fayetteville according to the NAIC.
Recent price drops
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The cheapest large national provider in Fayetteville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fayetteville driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fayetteville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Fayetteville
What Influences the Cost of Car Insurance in Fayetteville?
On average, car insurance in Fayetteville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fayetteville is 31 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fayetteville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Fayetteville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fayetteville is $65 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cold Spring: Insurance costs 3.08% less
- Mont Alto: Insurance costs 2.60% less
- South Mountain: Insurance costs 5.05% more
- Caledonia Park: Insurance costs 2.05% more
- Blue Ridge Summit: Insurance costs 1.89% more
- Chambersburg: Insurance costs 1.42% more
- Scotland: Insurance costs 0.55% more
- Quincy: Insurance costs 1.82% less
- Mainsville: Insurance costs 1.42% less
- Orrtanna: Insurance costs 2.45% more
Cities with Similar Populations
- Belle View: Insurance costs 1.26% more
- Briarcliff Manor: Insurance costs 102.60% more
- Bargersville: Insurance costs 6.71% less
- Barnesville: Insurance costs 39.94% more
- Suncook: Insurance costs 3.87% less
- Sunset Hills: Insurance costs 46.96% more
- Batesville: Insurance costs 8.05% less
- Bath: Insurance costs 23.60% less
- Bath: Insurance costs 64.25% more
- Baxter: Insurance costs 25.41% more