Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Felts Mills, NY
We monitor insurance prices, helping the average driver in Felts Mills save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Felts Mills
The chart below shows the cheapest car insurance company in Felts Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Felts Mills Insurer | Monthly Cost |
|---|---|
| Kemper | $72 |
| Plymouth Rock Assurance | $96 |
| Safeco Insurance | $103 |
| Geico | $108 |
Savings for Every Kind of Felts Mills Driver
Based on our extensive insurance data, we know the average Felts Mills driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $586 per year by choosing the right vehicle insurance company. Some Felts Mills residents are paying out over $1,965 extra every year for auto insurance in Felts Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Felts Mills, NY Savings / Yr. |
|---|---|
$586 |
|
$374 |
|
$746 |
|
$755 |
|
$1,850 |
|
$619 |
|
$986 |
Felts Mills Car Insurance vs. New York
People living in Felts Mills pay an average of 18.97% less than the typical driver in the state. The average driver in Felts Mills can expect to pay about $1,425 per year, or $1,965 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Felts Mills for most people.
Car Insurance Prices by Felts Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Felts Mills?
The map shows insurance prices in and around Felts Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $2,054 to a low of $1,965. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Felts Mills.Pick the Best Car Insurance Company for You in Felts Mills
The best car insurance provider for most drivers in Felts Mills
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $586 over the average Felts Mills car insurance company.
The best car insurance provider for Felts Mills drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $374 over the competition.
The best car insurance company for Felts Mills drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $746 better than other car insurance companies.
The best auto insurance for Felts Mills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $755 less each year.
The least expensive car insurance company for new and young drivers in Felts Mills
In Felts Mills, Progressive costs young drivers $1,850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Felts Mills
Progressive gave the largest car insurance discounts to married couples, averaging $619 saved each year compared to an average Felts Mills couple's premiums.
The cheapest car insurance in Felts Mills for drivers with bad credit
The best Felts Mills car insurance company for customer service
Nationwide was the best company for customer service in Felts Mills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Felts Mills, which was better than other insurers.
The cheapest large national provider in Felts Mills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Felts Mills driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Felts Mills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Felts Mills
What Influences the Cost of Car Insurance in Felts Mills?
On average, car insurance in Felts Mills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Felts Mills is 20 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Felts Mills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Felts Mills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Felts Mills is $119 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Black River: Insurance costs 5.55% more
- Fort Drum: Insurance costs 16.95% more
- Great Bend: Insurance costs 10.69% more
- Deferiet: Insurance costs 5.75% more
- Calcium: Insurance costs 6.87% more
- Herrings: Insurance costs 3.72% more
- Champion: Insurance costs 3.87% more
- South Rutland: Insurance costs 5.39% more
- Rutland Center: Insurance costs 5.55% more
- Evans Mills: Insurance costs 7.89% more
Cities with Similar Populations
- St. John: Insurance costs 31.76% less
- Gratiot: Insurance costs 42.85% less
- Gravel Hill: Insurance costs 9.31% less
- Greenland: Insurance costs 42.65% less
- Groom: Insurance costs 3.77% less
- Grove Park: Insurance costs 26.31% more
- Gudger: Insurance costs 30.69% less
- Hainesville: Insurance costs 16.18% less
- Harrison: Insurance costs 27.02% less
- Snelling: Insurance costs 5.50% less