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Get Cheap Car Insurance in Fort Drum, NY
We monitor insurance prices, helping the average driver in Fort Drum save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Fort Drum
The chart below shows the cheapest car insurance company in Fort Drum for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Fort Drum Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| Plymouth Rock Assurance | $113 |
| Safeco Insurance | $121 |
| Geico | $126 |
Savings for Every Kind of Fort Drum Driver
Based on our extensive insurance data, we know the average Fort Drum driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $685 per year by choosing the right vehicle insurance company. Some Fort Drum residents are paying out over $2,298 extra every year for auto insurance in Fort Drum. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Drum, NY Savings / Yr. |
|---|---|
$685 |
|
$437 |
|
$873 |
|
$883 |
|
$2,163 |
|
$724 |
|
$1,153 |
Fort Drum Car Insurance vs. New York
People living in Fort Drum pay an average of 5.24% less than the typical driver in the state. The average driver in Fort Drum can expect to pay about $1,667 per year, or $2,298 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Fort Drum for most people.
Car Insurance Prices by Fort Drum Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Drum?
The map shows insurance prices in and around Fort Drum, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $446 per year within the city boundaries, with insurance premiums ranging from a high of $2,444 to a low of $1,998. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Fort Drum.Pick the Best Car Insurance Company for You in Fort Drum
The best car insurance provider for most drivers in Fort Drum
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $685 over the average Fort Drum car insurance company.
The best car insurance provider for Fort Drum drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $437 over the competition.
The best car insurance company for Fort Drum drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $873 better than other car insurance companies.
The best auto insurance for Fort Drum drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $883 less each year.
The least expensive car insurance company for new and young drivers in Fort Drum
In Fort Drum, Progressive costs young drivers $2,163 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Drum
Progressive gave the largest car insurance discounts to married couples, averaging $724 saved each year compared to an average Fort Drum couple's premiums.
The cheapest car insurance in Fort Drum for drivers with bad credit
The best Fort Drum car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fort Drum
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fort Drum driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Drum, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Fort Drum
What Influences the Cost of Car Insurance in Fort Drum?
On average, car insurance in Fort Drum is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Drum is 14 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Drum are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fort Drum is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Drum is $139 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Calcium: Insurance costs 8.62% less
- Black River: Insurance costs 9.75% less
- Felts Mills: Insurance costs 14.49% less
- Evans Mills: Insurance costs 7.75% less
- Great Bend: Insurance costs 5.35% less
- Deferiet: Insurance costs 9.57% less
- Rutland Center: Insurance costs 9.75% less
- Watertown: Insurance costs 6.79% less
- Glen Park: Insurance costs 10.75% less
- South Rutland: Insurance costs 9.88% less
Cities with Similar Populations
- Pineville: Insurance costs 40.95% less
- Rio Linda: Insurance costs 7.83% less
- Richlands: Insurance costs 45.91% less
- Rhinelander: Insurance costs 49.96% less
- Raynham: Insurance costs 28.89% less
- Rathdrum: Insurance costs 50.26% less
- Ramsey: Insurance costs 21.67% less
- Purvis: Insurance costs 27.76% less
- Princeton: Insurance costs 27.02% less
- Plymouth Meeting: Insurance costs 37.42% less