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Get Cheap Car Insurance in Firthtown, Phillipsburg, NJ
We monitor insurance prices, helping the average driver in Firthtown save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Firthtown
The chart below shows the cheapest car insurance company in Firthtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Firthtown Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Geico | $67 |
| Plymouth Rock Assurance | $82 |
| NJM | $97 |
Savings for Every Kind of Firthtown Driver
Based on our extensive insurance data, we know the average Firthtown driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $507 per year by choosing the right vehicle insurance company. Some Firthtown residents are paying out over $1,936 extra every year for auto insurance in Firthtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Firthtown, Phillipsburg, NJ Savings / Yr. |
|---|---|
$507 |
|
$941 |
|
$723 |
|
$624 |
|
$2,504 |
|
$488 |
|
$759 |
Firthtown Car Insurance vs. Phillipsburg
People living in Firthtown pay an average of 6.62% more than the typical driver in the state. The average driver in Firthtown can expect to pay about $1,155 per year, or $1,936 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Firthtown for most people.
Car Insurance Prices by Firthtown Neighborhood
Insurance Prices
Where is insurance cheapest within Firthtown?
The map shows insurance prices in and around Firthtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $314 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,094 to a low of $1,780. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Firthtown.Pick the Best Car Insurance Company for You in Firthtown
The best car insurance provider for most drivers in Firthtown
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $507 over the average Firthtown car insurance company.
The best car insurance provider for Firthtown drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $941 over the competition.
The best car insurance company for Firthtown drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $723 better than other car insurance companies.
The best auto insurance for Firthtown drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $624 less each year.
The least expensive car insurance company for new and young drivers in Firthtown
In Firthtown, Geico costs young drivers $2,504 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Firthtown
Geico gave the largest car insurance discounts to married couples, averaging $488 saved each year compared to an average Firthtown couple's premiums.
The cheapest car insurance in Firthtown for drivers with bad credit
The best Firthtown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Firthtown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Firthtown driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Firthtown, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Firthtown
What Influences the Cost of Car Insurance in Firthtown?
On average, car insurance in Firthtown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Firthtown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Firthtown is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Firthtown is $96 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North End: Insurance costs 0.21% less
- College Hill: Insurance costs 27.63% less
- Southside: Insurance costs 18.49% less
- West Ward: Insurance costs 20.56% less
- Palmer Heights: Insurance costs 27.63% less
- middletown: Insurance costs 27.32% less
- South Side: Insurance costs 18.80% less
- Sayre Park: Insurance costs 25.10% less
- West Bethlehem: Insurance costs 25.98% less
- Rittersville: Insurance costs 21.59% less
Neighborhoods with Similar Populations
- North Shoal Creek: Insurance costs 6.71% less
- Seminole Holland: Insurance costs 7.54% less
- Sehome: Insurance costs 25.98% less
- Sans Souci: Insurance costs 32.75% more
- Saint Francis Wood: Insurance costs 10.69% more
- Rose Village: Insurance costs 24.07% less
- Rose Hill: Insurance costs 5.79% less
- Rolling Mill Hill: Insurance costs 28.10% less
- Pulaski: Insurance costs 105.99% more
- Prairie-Piper-KC-KS: Insurance costs 21.23% less