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Get Cheap Car Insurance in Flournoy, KY
We monitor insurance prices, helping the average driver in Flournoy save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Flournoy
The chart below shows the cheapest car insurance company in Flournoy for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Flournoy Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $61 |
| State Farm | $61 |
| Travelers | $89 |
| Geico | $96 |
Savings for Every Kind of Flournoy Driver
Based on our extensive insurance data, we know the average Flournoy driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $538 per year by choosing the right vehicle insurance company. Some Flournoy residents are paying out over $2,129 extra every year for auto insurance in Flournoy. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Flournoy, KY Savings / Yr. |
|---|---|
$538 |
|
$882 |
|
$868 |
|
$878 |
|
$1,738 |
|
$582 |
|
$932 |
Flournoy Car Insurance vs. Kentucky
People living in Flournoy pay an average of 0.22% less than the typical driver in the state. The average driver in Flournoy can expect to pay about $1,097 per year, or $2,129 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Flournoy for most people.
Car Insurance Prices by Flournoy Neighborhood
Insurance Prices
Where is insurance cheapest within Flournoy?
The map shows insurance prices in and around Flournoy, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $2,144 to a low of $2,055. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Flournoy.Pick the Best Car Insurance Company for You in Flournoy
The best car insurance provider for most drivers in Flournoy
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $538 over the average Flournoy car insurance company.
The best car insurance provider for Flournoy drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $882 over the competition.
The best car insurance company for Flournoy drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $868 better than other car insurance companies.
The best auto insurance for Flournoy drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $878 less each year.
The least expensive car insurance company for new and young drivers in Flournoy
In Flournoy, State Farm costs young drivers $1,738 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Flournoy
State Farm gave the largest car insurance discounts to married couples, averaging $582 saved each year compared to an average Flournoy couple's premiums.
The cheapest car insurance in Flournoy for drivers with bad credit
The best Flournoy car insurance company for customer service
Recent price drops
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The cheapest large national provider in Flournoy
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Flournoy driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flournoy, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Flournoy
What Influences the Cost of Car Insurance in Flournoy?
On average, car insurance in Flournoy is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Flournoy is 24 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Flournoy are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Flournoy is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Flournoy is $91 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Morganfield: Insurance costs 0.80% less
- Hitesville: Insurance costs 2.30% less
- Waverly: Insurance costs 3.38% less
- Uniontown: Insurance costs 0.23% more
- Cullen: Insurance costs 1.46% less
- Grove Center: Insurance costs 2.91% less
- Pride: Insurance costs 0.94% less
- Spring Grove: Insurance costs 3.29% less
- Hearin: Insurance costs 0.09% less
- Geneva: Insurance costs 4.98% less
Cities with Similar Populations
- Port Mayaca: Insurance costs 16.35% more
- Rock Branch: Insurance costs 18.08% less
- Riverturn: Insurance costs 22.50% less
- Rising City: Insurance costs 34.38% less
- Ripton: Insurance costs 43.82% less
- Rio: Insurance costs 34.48% less
- Richland: Insurance costs 25.13% less
- Richland: Insurance costs 11.88% less
- Red Buttes: Insurance costs 27.57% less
- Rockford: Insurance costs 33.16% less