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Get Cheap Car Insurance in Hitesville, KY
We monitor insurance prices, helping the average driver in Hitesville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Hitesville
The chart below shows the cheapest car insurance company in Hitesville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Hitesville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $93 |
Savings for Every Kind of Hitesville Driver
Based on our extensive insurance data, we know the average Hitesville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $525 per year by choosing the right vehicle insurance company. Some Hitesville residents are paying out over $2,080 extra every year for auto insurance in Hitesville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hitesville, KY Savings / Yr. |
|---|---|
$525 |
|
$861 |
|
$848 |
|
$858 |
|
$1,698 |
|
$568 |
|
$910 |
Hitesville Car Insurance vs. Kentucky
People living in Hitesville pay an average of 2.55% less than the typical driver in the state. The average driver in Hitesville can expect to pay about $1,071 per year, or $2,080 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Hitesville for most people.
Car Insurance Prices by Hitesville Neighborhood
Insurance Prices
Where is insurance cheapest within Hitesville?
The map shows insurance prices in and around Hitesville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $78 per year within the city boundaries, with insurance premiums ranging from a high of $2,121 to a low of $2,043. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Hitesville.Pick the Best Car Insurance Company for You in Hitesville
The best car insurance provider for most drivers in Hitesville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $525 over the average Hitesville car insurance company.
The best car insurance provider for Hitesville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $861 over the competition.
The best car insurance company for Hitesville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $848 better than other car insurance companies.
The best auto insurance for Hitesville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $858 less each year.
The least expensive car insurance company for new and young drivers in Hitesville
In Hitesville, State Farm costs young drivers $1,698 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hitesville
State Farm gave the largest car insurance discounts to married couples, averaging $568 saved each year compared to an average Hitesville couple's premiums.
The cheapest car insurance in Hitesville for drivers with bad credit
The best Hitesville car insurance company for customer service
Nationwide was the best company for customer service in Hitesville according to the NAIC.
Recent price drops
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The cheapest large national provider in Hitesville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hitesville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hitesville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Hitesville
What Influences the Cost of Car Insurance in Hitesville?
On average, car insurance in Hitesville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hitesville is 29 minutes, which is a little less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hitesville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Hitesville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hitesville is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Morganfield: Insurance costs 1.54% more
- Grove Center: Insurance costs 0.63% less
- Cullen: Insurance costs 0.87% more
- Flournoy: Insurance costs 2.36% more
- Pride: Insurance costs 1.39% more
- Grangertown: Insurance costs 3.22% more
- Spring Grove: Insurance costs 1.01% less
- Sturgis: Insurance costs 2.60% more
- Uniontown: Insurance costs 2.60% more
- Hearin: Insurance costs 2.26% more
Cities with Similar Populations
- Sherry: Insurance costs 18.61% less
- Searsburg: Insurance costs 2.55% less
- Seboyeta: Insurance costs 29.81% less
- Seibert: Insurance costs 6.78% less
- Seigling: Insurance costs 19.47% less
- Shamokin: Insurance costs 19.38% less
- Shamrock: Insurance costs 30.96% more
- Sharp Place: Insurance costs 36.11% less
- Shawnee: Insurance costs 17.93% less
- Shawtown: Insurance costs 50.58% less