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Get Cheap Car Insurance in Flows Store, NC

We monitor insurance prices, helping the average driver in Flows Store save up to 33.1% on car insurance.

 

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The Cheapest Minimum Coverage in Flows Store

The chart below shows the cheapest car insurance company in Flows Store for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.

 
Flows Store Insurer Monthly Cost
Midvale Home & Auto $49
Erie Insurance $49
Farm Bureau $52
Progressive $55

Savings for Every Kind of Flows Store Driver

The table shows how much the average auto insurance customer in Flows Store might save by following our recommendations.

Based on our extensive insurance data, we know the average Flows Store driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $246 per year by choosing the right vehicle insurance company. Some Flows Store residents are paying out over $1,284 extra every year for auto insurance in Flows Store. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Flows Store Car Insurance vs. North Carolina

People living in Flows Store pay an average of 2.70% more than the typical driver in the state. The average driver in Flows Store can expect to pay about $769 per year, or $1,284 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Flows Store for most people.

Car Insurance Prices by Flows Store Neighborhood

Flows Store, NC map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Flows Store?

The map shows insurance prices in and around Flows Store, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $65 per year within the city boundaries, with insurance premiums ranging from a high of $1,301 to a low of $1,236. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Flows Store.

Pick the Best Car Insurance Company for You in Flows Store

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Flows Store insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Flows Store

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $246 over the average Flows Store car insurance company.

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We use the average good driver, paying $86 per month, as our baseline for pricing in Flows Store. Auto-Owners Insurance, Farm Bureau, and Erie Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Flows Store drivers with accidents on their records

In Flows Store getting into an accident will raise premiums an average 37% for a yearly cost of $2,048. That's $764 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Erie Insurance, Farm Bureau, and Kemper are good choices for drivers with accidents.

In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $536 over the competition.

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The best car insurance company for Flows Store drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $390 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Flows Store, tickets raise premiums on new quotes about $636. If you have a speeding ticket, we recommend State Farm, Farm Bureau, and Erie Insurance for savings that beat the average insurance cost of $1,920 per year.

The best auto insurance for Flows Store drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,874 per year in auto insurance premiums, which was $2,590 more than a driver with no major issues. Kemper, Midvale Home & Auto, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Kemper may cost the average person with a DUI about $996 less each year.

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The least expensive car insurance company for new and young drivers in Flows Store

In Flows Store, State Farm costs young drivers $739 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 56% more for insurance than more mature drivers in Flows Store. With an average cost of $2,909 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farm Bureau, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Flows Store

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $18. State Farm, Erie Insurance, and Farm Bureau provided the largest discounts to couples living in Flows Store.

Erie Insurance gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average Flows Store couple's premiums.

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The cheapest car insurance in Flows Store for drivers with bad credit

People with poor credit saved an average of $447 with Erie Insurance.

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Many people are surprised that their poor credit score can cost them an average of $609 every year. Premiums for people with poor credit were about $1,893 in Flows Store. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Progressive, Erie Insurance, and Dairyland.

The best Flows Store car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Flows Store, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Flows Store.

Nationwide was the best company for customer service in Flows Store according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Flows Store, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Flows Store. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Flows Store

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 11% of Flows Store residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Flows Store driver can expect to pay about $87 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flows Store, USAA has the best prices for none of the categories above.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Flows Store

What Influences the Cost of Car Insurance in Flows Store?

On average, car insurance in Flows Store is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Flows Store is 38 minutes, which is far more than average for a driver in the state.
  • North Carolina state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Flows Store are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Flows Store is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Flows Store is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Flows Store driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Flows Store with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.