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Get Cheap Car Insurance in Fort Laramie, WY
We monitor insurance prices, helping the average driver in Fort Laramie save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Fort Laramie
The chart below shows the cheapest car insurance company in Fort Laramie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| Fort Laramie Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $37 |
| Progressive | $38 |
| Geico | $39 |
| Dairyland | $43 |
Savings for Every Kind of Fort Laramie Driver
Based on our extensive insurance data, we know the average Fort Laramie driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Fort Laramie residents are paying out over $1,577 extra every year for auto insurance in Fort Laramie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Laramie, WY Savings / Yr. |
|---|---|
$356 |
|
$483 |
|
$430 |
|
$782 |
|
$718 |
|
$333 |
|
$325 |
Fort Laramie Car Insurance vs. Wyoming
People living in Fort Laramie pay an average of 0.96% more than the typical driver in the state. The average driver in Fort Laramie can expect to pay about $698 per year, or $1,577 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Fort Laramie for most people.
Car Insurance Prices by Fort Laramie Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Laramie?
The map shows insurance prices in and around Fort Laramie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,580 to a low of $1,563. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Fort Laramie.Pick the Best Car Insurance Company for You in Fort Laramie
The best car insurance provider for most drivers in Fort Laramie
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $356 over the average Fort Laramie car insurance company.
The best car insurance provider for Fort Laramie drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $483 over the competition.
The best car insurance company for Fort Laramie drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for Fort Laramie drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in Fort Laramie
In Fort Laramie, State Farm costs young drivers $718 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Laramie
Geico gave the largest car insurance discounts to married couples, averaging $333 saved each year compared to an average Fort Laramie couple's premiums.
The cheapest car insurance in Fort Laramie for drivers with bad credit
The best Fort Laramie car insurance company for customer service
Nationwide was the best company for customer service in Fort Laramie according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Laramie
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average Fort Laramie driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Laramie, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Fort Laramie
What Influences the Cost of Car Insurance in Fort Laramie?
On average, car insurance in Fort Laramie is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Laramie are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Fort Laramie has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Laramie is $58 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockeagle: Insurance costs 0.57% less
- Hartville: Insurance costs 0.44% less
- Guernsey: Insurance costs 0.82% less
- Lingle: Insurance costs 0.63% less
- Huntley: Insurance costs 0.76% less
- Veteran: Insurance costs 0.19% less
- Sunrise: Insurance costs 0.32% less
- Jay Em: Insurance costs 0.06% more
- Torrington: Insurance costs 1.27% less
- South Torrington: Insurance costs 1.71% less
Cities with Similar Populations
- Ivy: Insurance costs 23.78% less
- La Jose: Insurance costs 13.70% less
- Kunkle: Insurance costs 34.31% less
- Kralltown: Insurance costs 18.07% less
- Kirk: Insurance costs 30.75% more
- Kempton: Insurance costs 10.59% less
- Kelona: Insurance costs 5.01% more
- Keener: Insurance costs 3.17% less
- Kaneville: Insurance costs 12.87% less
- Jerrys Run: Insurance costs 0.19% less