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Get Cheap Car Insurance in South Torrington, WY
We monitor insurance prices, helping the average driver in South Torrington save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Torrington
The chart below shows the cheapest car insurance company in South Torrington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| South Torrington Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $36 |
| Progressive | $38 |
| Geico | $39 |
| Dairyland | $42 |
Savings for Every Kind of South Torrington Driver
Based on our extensive insurance data, we know the average South Torrington driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $350 per year by choosing the right vehicle insurance company. Some South Torrington residents are paying out over $1,550 extra every year for auto insurance in South Torrington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Torrington, WY Savings / Yr. |
|---|---|
$350 |
|
$474 |
|
$423 |
|
$769 |
|
$706 |
|
$328 |
|
$320 |
South Torrington Car Insurance vs. Wyoming
People living in South Torrington pay an average of 0.75% less than the typical driver in the state. The average driver in South Torrington can expect to pay about $686 per year, or $1,550 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Torrington for most people.
Car Insurance Prices by South Torrington Neighborhood
Insurance Prices
Where is insurance cheapest within South Torrington?
The map shows insurance prices in and around South Torrington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the city boundaries, with insurance premiums ranging from a high of $1,583 to a low of $1,538. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of South Torrington.Pick the Best Car Insurance Company for You in South Torrington
The best car insurance provider for most drivers in South Torrington
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $350 over the average South Torrington car insurance company.
The best car insurance provider for South Torrington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $474 over the competition.
The best car insurance company for South Torrington drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for South Torrington drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $769 less each year.
The least expensive car insurance company for new and young drivers in South Torrington
In South Torrington, State Farm costs young drivers $706 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Torrington
Geico gave the largest car insurance discounts to married couples, averaging $328 saved each year compared to an average South Torrington couple's premiums.
The cheapest car insurance in South Torrington for drivers with bad credit
The best South Torrington car insurance company for customer service
Nationwide was the best company for customer service in South Torrington according to the NAIC.
Recent price drops
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The cheapest large national provider in South Torrington
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average South Torrington driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Torrington, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around South Torrington
What Influences the Cost of Car Insurance in South Torrington?
On average, car insurance in South Torrington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Torrington is 20 minutes, which is far less than average for a driver in the state.
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Torrington are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- South Torrington is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Torrington is $57 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Torrington: Insurance costs 0.45% more
- Henry: Insurance costs 5.61% less
- Huntley: Insurance costs 0.97% more
- Lingle: Insurance costs 1.10% more
- Yoder: Insurance costs 1.10% more
- Morrill: Insurance costs 5.81% less
- Veteran: Insurance costs 1.55% more
- Lyman: Insurance costs 6.00% less
- Stegall: Insurance costs 6.71% less
- Rockeagle: Insurance costs 1.16% more
Cities with Similar Populations
- Rochester: Insurance costs 23.87% less
- Nome: Insurance costs 5.10% more
- Norman: Insurance costs 18.71% less
- Olympian Village: Insurance costs 19.55% more
- Pacific City: Insurance costs 4.13% less
- Pattison: Insurance costs 13.81% more
- Pine River: Insurance costs 26.19% less
- Potter: Insurance costs 31.03% less
- Printer: Insurance costs 52.97% more
- Quebeck: Insurance costs 13.74% less