Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Yoder, WY

We monitor insurance prices, helping the average driver in Yoder save up to 31.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Yoder

The chart below shows the cheapest car insurance company in Yoder for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.

 
Yoder Insurer Monthly Cost
Safeco Insurance $36
Progressive $38
Geico $39
Dairyland $42

Savings for Every Kind of Yoder Driver

The table shows how much the average auto insurance customer in Yoder might save by following our recommendations.

Based on our extensive insurance data, we know the average Yoder driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Yoder residents are paying out over $1,567 extra every year for auto insurance in Yoder. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Yoder Car Insurance vs. Wyoming

People living in Yoder pay an average of 0.31% more than the typical driver in the state. The average driver in Yoder can expect to pay about $693 per year, or $1,567 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Yoder for most people.

Car Insurance Prices by Yoder Neighborhood

Yoder, WY map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Yoder?

The map shows insurance prices in and around Yoder, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the city boundaries, with insurance premiums ranging from a high of $1,578 to a low of $1,563. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Yoder.

Pick the Best Car Insurance Company for You in Yoder

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Yoder insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Yoder

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $354 over the average Yoder car insurance company.

Visit Site

We use the average good driver, paying $101 per month, as our baseline for pricing in Yoder. State Farm, Progressive, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Yoder drivers with accidents on their records

In Yoder getting into an accident will raise premiums an average 25% for a yearly cost of $2,083. That's $516 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $479 over the competition.

Visit Site

The best car insurance company for Yoder drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $427 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Yoder, tickets raise premiums on new quotes about $337. If you have a speeding ticket, we recommend State Farm, Safeco Insurance, and Dairyland for savings that beat the average insurance cost of $1,904 per year.

The best auto insurance for Yoder drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,441 per year in auto insurance premiums, which was $874 more than a driver with no major issues. State Farm, Nationwide, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $777 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Yoder

In Yoder, State Farm costs young drivers $713 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 64% more for insurance than more mature drivers in Yoder. With an average cost of $4,342 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Farmers Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Yoder

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $40. State Farm, Geico, and Farmers Insurance provided the largest discounts to couples living in Yoder.

Geico gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Yoder couple's premiums.

Visit Site

The cheapest car insurance in Yoder for drivers with bad credit

People with poor credit saved an average of $323 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $464 every year. Premiums for people with poor credit were about $2,031 in Yoder. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Safeco Insurance.

The best Yoder car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Yoder, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Yoder.

Nationwide was the best company for customer service in Yoder according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Yoder, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Yoder. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Yoder

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 26% of Yoder residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Progressive tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average Yoder driver can expect to pay about $107 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Yoder, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Yoder

What Influences the Cost of Car Insurance in Yoder?

On average, car insurance in Yoder is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Yoder is 31 minutes, which is a little more than average for a driver in the state.
  • Wyoming state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Yoder are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Yoder is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Yoder is $58 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Yoder driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Yoder with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.