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Get Cheap Car Insurance in Fort Monmouth, NJ
We monitor insurance prices, helping the average driver in Fort Monmouth save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Fort Monmouth
The chart below shows the cheapest car insurance company in Fort Monmouth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Fort Monmouth Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $61 |
| Plymouth Rock Assurance | $75 |
| NJM | $89 |
Savings for Every Kind of Fort Monmouth Driver
Based on our extensive insurance data, we know the average Fort Monmouth driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $464 per year by choosing the right vehicle insurance company. Some Fort Monmouth residents are paying out over $1,770 extra every year for auto insurance in Fort Monmouth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Monmouth, NJ Savings / Yr. |
|---|---|
$464 |
|
$861 |
|
$661 |
|
$570 |
|
$2,290 |
|
$447 |
|
$694 |
Fort Monmouth Car Insurance vs. New Jersey
People living in Fort Monmouth pay an average of 2.51% less than the typical driver in the state. The average driver in Fort Monmouth can expect to pay about $1,056 per year, or $1,770 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Fort Monmouth for most people.
Car Insurance Prices by Fort Monmouth Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Monmouth?
The map shows insurance prices in and around Fort Monmouth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,770 to a low of $1,770. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Fort Monmouth.Pick the Best Car Insurance Company for You in Fort Monmouth
The best car insurance provider for most drivers in Fort Monmouth
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $464 over the average Fort Monmouth car insurance company.
The best car insurance provider for Fort Monmouth drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $861 over the competition.
The best car insurance company for Fort Monmouth drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $661 better than other car insurance companies.
The best auto insurance for Fort Monmouth drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $570 less each year.
The least expensive car insurance company for new and young drivers in Fort Monmouth
In Fort Monmouth, Geico costs young drivers $2,290 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Monmouth
Geico gave the largest car insurance discounts to married couples, averaging $447 saved each year compared to an average Fort Monmouth couple's premiums.
The cheapest car insurance in Fort Monmouth for drivers with bad credit
The best Fort Monmouth car insurance company for customer service
Nationwide was the best company for customer service in Fort Monmouth according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Monmouth
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fort Monmouth driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Monmouth, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Fort Monmouth
What Influences the Cost of Car Insurance in Fort Monmouth?
On average, car insurance in Fort Monmouth is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Monmouth is 40 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Monmouth are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Fort Monmouth has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Monmouth is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eatontown: Insurance costs 3.16% more
- Shrewsbury: Insurance costs 1.41% more
- Oceanport: Insurance costs 1.13% less
- Little Silver: Insurance costs 0.62% more
- West Long Branch: Insurance costs 0.85% more
- Long Branch: Insurance costs 9.72% more
- Red Bank: Insurance costs 4.63% more
- Fair Haven: Insurance costs 5.42% more
- Oakhurst: Insurance costs 0.62% less
- Tinton Falls: Insurance costs 0.51% more
Cities with Similar Populations
- Herrickville: Insurance costs 22.32% less
- St. James: Insurance costs 25.14% less
- St. Elmo: Insurance costs 13.90% more
- Spencer Settlement: Insurance costs 19.94% more
- South Windham: Insurance costs 47.68% less
- South Newstead: Insurance costs 28.70% more
- Sky Valley: Insurance costs 4.75% less
- Hillsville: Insurance costs 20.62% less
- Highlands-Baywood Park: Insurance costs 9.15% more
- High Bridge Estates: Insurance costs 13.16% more