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Get Cheap Car Insurance in Fort Wainwright, AK
We monitor insurance prices, helping the average driver in Fort Wainwright save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Fort Wainwright
The chart below shows the cheapest car insurance company in Fort Wainwright for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Fort Wainwright Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Geico | $53 |
| Allstate | $77 |
| Progressive | $120 |
Savings for Every Kind of Fort Wainwright Driver
Based on our extensive insurance data, we know the average Fort Wainwright driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $303 per year by choosing the right vehicle insurance company. Some Fort Wainwright residents are paying out over $1,477 extra every year for auto insurance in Fort Wainwright. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Wainwright, AK Savings / Yr. |
|---|---|
$303 |
|
$471 |
|
$294 |
|
$323 |
|
$800 |
|
$271 |
|
$102 |
Fort Wainwright Car Insurance vs. Alaska
People living in Fort Wainwright pay an average of 7.42% more than the typical driver in the state. The average driver in Fort Wainwright can expect to pay about $723 per year, or $1,477 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Fort Wainwright for most people.
Car Insurance Prices by Fort Wainwright Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Wainwright?
The map shows insurance prices in and around Fort Wainwright, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $82 per year within the city boundaries, with insurance premiums ranging from a high of $1,479 to a low of $1,397. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Fort Wainwright.Pick the Best Car Insurance Company for You in Fort Wainwright
The best car insurance provider for most drivers in Fort Wainwright
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $303 over the average Fort Wainwright car insurance company.
The best car insurance provider for Fort Wainwright drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $471 over the competition.
The best car insurance company for Fort Wainwright drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $294 better than other car insurance companies.
The best auto insurance for Fort Wainwright drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $323 less each year.
The least expensive car insurance company for new and young drivers in Fort Wainwright
In Fort Wainwright, State Farm costs young drivers $800 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Wainwright
State Farm gave the largest car insurance discounts to married couples, averaging $271 saved each year compared to an average Fort Wainwright couple's premiums.
The cheapest car insurance in Fort Wainwright for drivers with bad credit
The best Fort Wainwright car insurance company for customer service
Allstate was the best company for customer service in Fort Wainwright according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Wainwright
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fort Wainwright driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Wainwright, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Fort Wainwright
What Influences the Cost of Car Insurance in Fort Wainwright?
On average, car insurance in Fort Wainwright is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Wainwright is 13 minutes, which is about the national average for a driver in the state.
- Alaska state insurance regulations may allow for lower prices.
- An average of 28 to 29 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Wainwright are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Fort Wainwright is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Wainwright is $60 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Van Horn: Insurance costs 3.59% less
- Fairbanks: Insurance costs 3.45% less
- Farmers Loop: Insurance costs 4.60% less
- College: Insurance costs 2.98% less
- Steele Creek: Insurance costs 4.06% less
- Badger: Insurance costs 3.25% less
- North Pole: Insurance costs 2.37% less
- Ester: Insurance costs 3.59% less
- Eielson Afb: Insurance costs 6.57% less
- Pleasant Valley: Insurance costs 2.71% less
Cities with Similar Populations
- Portland: Insurance costs 28.37% more
- Madison: Insurance costs 17.81% more
- Maywood: Insurance costs 36.15% more
- Mendham: Insurance costs 15.17% more
- Pinehurst: Insurance costs 14.69% more
- Pingree Grove: Insurance costs 0.68% less
- Pleasant Valley: Insurance costs 58.43% more
- Pocahontas: Insurance costs 12.59% more
- Pomona: Insurance costs 81.11% more
- Poplar Grove: Insurance costs 5.15% less