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Get Cheap Car Insurance in North Pole, AK
We monitor insurance prices, helping the average driver in North Pole save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in North Pole
The chart below shows the cheapest car insurance company in North Pole for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| North Pole Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Geico | $51 |
| Allstate | $75 |
| Progressive | $117 |
Savings for Every Kind of North Pole Driver
Based on our extensive insurance data, we know the average North Pole driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some North Pole residents are paying out over $1,442 extra every year for auto insurance in North Pole. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Pole, AK Savings / Yr. |
|---|---|
$296 |
|
$459 |
|
$287 |
|
$316 |
|
$781 |
|
$264 |
|
$100 |
North Pole Car Insurance vs. Alaska
People living in North Pole pay an average of 4.87% more than the typical driver in the state. The average driver in North Pole can expect to pay about $706 per year, or $1,442 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Pole for most people.
Car Insurance Prices by North Pole Neighborhood
Insurance Prices
Where is insurance cheapest within North Pole?
The map shows insurance prices in and around North Pole, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the city boundaries, with insurance premiums ranging from a high of $1,478 to a low of $1,374. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of North Pole.Pick the Best Car Insurance Company for You in North Pole
The best car insurance provider for most drivers in North Pole
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $296 over the average North Pole car insurance company.
The best car insurance provider for North Pole drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $459 over the competition.
The best car insurance company for North Pole drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $287 better than other car insurance companies.
The best auto insurance for North Pole drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $316 less each year.
The least expensive car insurance company for new and young drivers in North Pole
In North Pole, State Farm costs young drivers $781 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Pole
State Farm gave the largest car insurance discounts to married couples, averaging $264 saved each year compared to an average North Pole couple's premiums.
The cheapest car insurance in North Pole for drivers with bad credit
The best North Pole car insurance company for customer service
Recent price drops
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The cheapest large national provider in North Pole
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Pole driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Pole, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around North Pole
What Influences the Cost of Car Insurance in North Pole?
On average, car insurance in North Pole is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Pole is 28 minutes, which is far more than average for a driver in the state.
- Alaska state insurance regulations may allow for lower prices.
- An average of 28 to 29 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Pole are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- North Pole is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Pole is $59 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Badger: Insurance costs 0.90% less
- Eielson Afb: Insurance costs 4.30% less
- Fort Wainwright: Insurance costs 2.43% more
- South Van Horn: Insurance costs 1.25% less
- Steele Creek: Insurance costs 1.73% less
- Farmers Loop: Insurance costs 2.29% less
- Fairbanks: Insurance costs 1.11% less
- Pleasant Valley: Insurance costs 0.35% less
- College: Insurance costs 0.62% less
- Two Rivers: Insurance costs 0.49% less
Cities with Similar Populations
- Grantham: Insurance costs 13.11% less
- New Ringgold: Insurance costs 5.06% less
- McClure: Insurance costs 11.65% less
- Lincoln: Insurance costs 2.01% less
- Nixon: Insurance costs 17.34% more
- Sumas: Insurance costs 6.24% less
- Suttons Bay: Insurance costs 87.52% more
- Waldoboro: Insurance costs 32.80% less
- Spring Green: Insurance costs 21.29% less
- Meroney: Insurance costs 19.97% more