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Get Cheap Car Insurance in Frankfort, NY
We monitor insurance prices, helping the average driver in Frankfort save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Frankfort
The chart below shows the cheapest car insurance company in Frankfort for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Frankfort Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $113 |
| Geico | $118 |
Savings for Every Kind of Frankfort Driver
Based on our extensive insurance data, we know the average Frankfort driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $642 per year by choosing the right vehicle insurance company. Some Frankfort residents are paying out over $2,152 extra every year for auto insurance in Frankfort. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Frankfort, NY Savings / Yr. |
|---|---|
$642 |
|
$409 |
|
$817 |
|
$827 |
|
$2,026 |
|
$678 |
|
$1,080 |
Frankfort Car Insurance vs. New York
People living in Frankfort pay an average of 11.26% less than the typical driver in the state. The average driver in Frankfort can expect to pay about $1,561 per year, or $2,152 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Frankfort for most people.
Car Insurance Prices by Frankfort Neighborhood
Insurance Prices
Where is insurance cheapest within Frankfort?
The map shows insurance prices in and around Frankfort, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $276 per year within the city boundaries, with insurance premiums ranging from a high of $2,334 to a low of $2,058. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Frankfort.Pick the Best Car Insurance Company for You in Frankfort
The best car insurance provider for most drivers in Frankfort
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $642 over the average Frankfort car insurance company.
The best car insurance provider for Frankfort drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $409 over the competition.
The best car insurance company for Frankfort drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $817 better than other car insurance companies.
The best auto insurance for Frankfort drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $827 less each year.
The least expensive car insurance company for new and young drivers in Frankfort
In Frankfort, Progressive costs young drivers $2,026 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Frankfort
Progressive gave the largest car insurance discounts to married couples, averaging $678 saved each year compared to an average Frankfort couple's premiums.
The cheapest car insurance in Frankfort for drivers with bad credit
The best Frankfort car insurance company for customer service
Recent price drops
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The cheapest large national provider in Frankfort
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Frankfort driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Frankfort, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Frankfort
What Influences the Cost of Car Insurance in Frankfort?
On average, car insurance in Frankfort is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Frankfort is 27 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Frankfort are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Frankfort is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Frankfort is $130 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Frankfort: Insurance costs 4.32% less
- Ilion: Insurance costs 0.74% more
- East Schuyler: Insurance costs 2.28% less
- North Ilion: Insurance costs 2.88% less
- North Columbia: Insurance costs 2.74% less
- West Schuyler: Insurance costs 1.25% less
- Herkimer: Insurance costs 2.00% more
- Mohawk: Insurance costs 0.14% less
- Dennison Corners: Insurance costs 2.18% less
- Utica: Insurance costs 15.10% more
Cities with Similar Populations
- Weiser: Insurance costs 49.16% less
- Headland: Insurance costs 33.46% less
- Hearne: Insurance costs 23.05% less
- Heber: Insurance costs 10.59% less
- Helendale: Insurance costs 6.83% less
- West Concord: Insurance costs 25.70% less
- West Bridgewater: Insurance costs 24.02% less
- West Boylston: Insurance costs 29.04% less
- West Bountiful: Insurance costs 34.53% less
- Wellsville: Insurance costs 48.75% less