Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ilion, NY
We monitor insurance prices, helping the average driver in Ilion save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Ilion
The chart below shows the cheapest car insurance company in Ilion for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Ilion Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Ilion Driver
Based on our extensive insurance data, we know the average Ilion driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $646 per year by choosing the right vehicle insurance company. Some Ilion residents are paying out over $2,168 extra every year for auto insurance in Ilion. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ilion, NY Savings / Yr. |
|---|---|
$646 |
|
$412 |
|
$823 |
|
$833 |
|
$2,041 |
|
$683 |
|
$1,088 |
Ilion Car Insurance vs. New York
People living in Ilion pay an average of 10.60% less than the typical driver in the state. The average driver in Ilion can expect to pay about $1,573 per year, or $2,168 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ilion for most people.
Car Insurance Prices by Ilion Neighborhood
Insurance Prices
Where is insurance cheapest within Ilion?
The map shows insurance prices in and around Ilion, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $131 per year within the city boundaries, with insurance premiums ranging from a high of $2,209 to a low of $2,078. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Ilion.Pick the Best Car Insurance Company for You in Ilion
The best car insurance provider for most drivers in Ilion
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $646 over the average Ilion car insurance company.
The best car insurance provider for Ilion drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $412 over the competition.
The best car insurance company for Ilion drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $823 better than other car insurance companies.
The best auto insurance for Ilion drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in Ilion
In Ilion, Progressive costs young drivers $2,041 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ilion
Progressive gave the largest car insurance discounts to married couples, averaging $683 saved each year compared to an average Ilion couple's premiums.
The cheapest car insurance in Ilion for drivers with bad credit
The best Ilion car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Ilion, which was better than other insurers.
The cheapest large national provider in Ilion
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ilion driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ilion, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Ilion
What Influences the Cost of Car Insurance in Ilion?
On average, car insurance in Ilion is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ilion is 25 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ilion are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Ilion has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ilion is $131 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Columbia: Insurance costs 3.46% less
- Mohawk: Insurance costs 0.88% less
- North Ilion: Insurance costs 3.60% less
- Dennison Corners: Insurance costs 2.91% less
- Herkimer: Insurance costs 1.25% more
- Frankfort: Insurance costs 0.74% less
- Columbia Center: Insurance costs 3.37% less
- East Schuyler: Insurance costs 3.00% less
- East Frankfort: Insurance costs 5.03% less
- Millers Mills: Insurance costs 3.87% less
Cities with Similar Populations
- Haleyville: Insurance costs 29.11% less
- Victoria: Insurance costs 27.31% less
- Villa Hills: Insurance costs 4.80% less
- Villas: Insurance costs 22.05% less
- Vinemont: Insurance costs 29.01% less
- Virginia: Insurance costs 24.54% less
- Waimanalo: Insurance costs 36.12% less
- Waldwick: Insurance costs 15.68% less
- Walhalla: Insurance costs 25.09% less
- Walkersville: Insurance costs 17.67% less