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Get Cheap Car Insurance in Villa Hills, KY
We monitor insurance prices, helping the average driver in Villa Hills save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Villa Hills
The chart below shows the cheapest car insurance company in Villa Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Villa Hills Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Villa Hills Driver
Based on our extensive insurance data, we know the average Villa Hills driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $521 per year by choosing the right vehicle insurance company. Some Villa Hills residents are paying out over $2,064 extra every year for auto insurance in Villa Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Villa Hills, KY Savings / Yr. |
|---|---|
$521 |
|
$855 |
|
$841 |
|
$851 |
|
$1,685 |
|
$564 |
|
$903 |
Villa Hills Car Insurance vs. Kentucky
People living in Villa Hills pay an average of 3.29% less than the typical driver in the state. The average driver in Villa Hills can expect to pay about $1,063 per year, or $2,064 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Villa Hills for most people.
Car Insurance Prices by Villa Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Villa Hills?
The map shows insurance prices in and around Villa Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $238 per year within the city boundaries, with insurance premiums ranging from a high of $2,235 to a low of $1,997. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Villa Hills.Pick the Best Car Insurance Company for You in Villa Hills
The best car insurance provider for most drivers in Villa Hills
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $521 over the average Villa Hills car insurance company.
The best car insurance provider for Villa Hills drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $855 over the competition.
The best car insurance company for Villa Hills drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Villa Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $851 less each year.
The least expensive car insurance company for new and young drivers in Villa Hills
In Villa Hills, State Farm costs young drivers $1,685 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Villa Hills
State Farm gave the largest car insurance discounts to married couples, averaging $564 saved each year compared to an average Villa Hills couple's premiums.
The cheapest car insurance in Villa Hills for drivers with bad credit
The best Villa Hills car insurance company for customer service
Nationwide was the best company for customer service in Villa Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Villa Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Villa Hills driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Villa Hills, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Villa Hills
What Influences the Cost of Car Insurance in Villa Hills?
On average, car insurance in Villa Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Villa Hills is 27 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Villa Hills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Villa Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Villa Hills is $89 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crescent Springs: Insurance costs 1.21% less
- Bromley: Insurance costs 2.37% more
- Lakeside Park: Insurance costs 1.45% less
- Crestview Hills: Insurance costs 1.99% less
- Fort Wright: Insurance costs 0.73% more
- Ludlow: Insurance costs 3.78% more
- Park Hills: Insurance costs 4.55% more
- Erlanger: Insurance costs 0.53% less
- Fort Mitchell: Insurance costs 0.44% more
- Kenton Vale: Insurance costs 20.25% more
Cities with Similar Populations
- Elkmont: Insurance costs 26.45% less
- Stewartstown: Insurance costs 34.88% less
- Stevensville: Insurance costs 20.83% less
- Ste. Genevieve: Insurance costs 12.45% less
- Stayton: Insurance costs 30.52% less
- Excelsior: Insurance costs 20.93% less
- Evansville: Insurance costs 45.88% less
- Estes Park: Insurance costs 11.05% less
- Elmsford: Insurance costs 40.16% more
- Elmer: Insurance costs 14.39% less