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Get Cheap Car Insurance in Freedom, NH
We monitor insurance prices, helping the average driver in Freedom save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Freedom
The chart below shows the cheapest car insurance company in Freedom for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| Freedom Insurer | Monthly Cost |
|---|---|
| Kemper | $41 |
| State Farm | $42 |
| Geico | $42 |
| Midvale Home & Auto | $46 |
Savings for Every Kind of Freedom Driver
Based on our extensive insurance data, we know the average Freedom driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $349 per year by choosing the right vehicle insurance company. Some Freedom residents are paying out over $1,207 extra every year for auto insurance in Freedom. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Freedom, NH Savings / Yr. |
|---|---|
$349 |
|
$505 |
|
$429 |
|
$612 |
|
$1,372 |
|
$354 |
|
$662 |
Freedom Car Insurance vs. New Hampshire
People living in Freedom pay an average of 0.19% less than the typical driver in the state. The average driver in Freedom can expect to pay about $723 per year, or $1,207 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Freedom for most people.
Car Insurance Prices by Freedom Neighborhood
Insurance Prices
Where is insurance cheapest within Freedom?
The map shows insurance prices in and around Freedom, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $1,231 to a low of $1,205. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Freedom.Pick the Best Car Insurance Company for You in Freedom
The best car insurance provider for most drivers in Freedom
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $349 over the average Freedom car insurance company.
The best car insurance provider for Freedom drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $505 over the competition.
The best car insurance company for Freedom drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $429 better than other car insurance companies.
The best auto insurance for Freedom drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $612 less each year.
The least expensive car insurance company for new and young drivers in Freedom
In Freedom, Concord Group Insurance costs young drivers $1,372 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Freedom
Geico gave the largest car insurance discounts to married couples, averaging $354 saved each year compared to an average Freedom couple's premiums.
The cheapest car insurance in Freedom for drivers with bad credit
The best Freedom car insurance company for customer service
Recent price drops
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The cheapest large national provider in Freedom
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Freedom driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Freedom, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Freedom
What Influences the Cost of Car Insurance in Freedom?
On average, car insurance in Freedom is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Freedom are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Freedom is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Freedom is $60 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Effingham: Insurance costs 1.99% more
- Center Ossipee: Insurance costs 1.82% more
- West Ossipee: Insurance costs 0.83% more
- Effingham: Insurance costs 0.99% more
- Silver Lake: Insurance costs 1.41% more
- Moultonville: Insurance costs 1.08% more
- Eaton Center: Insurance costs 0.58% more
- Porter: Insurance costs 19.30% less
- Tuftonboro: Insurance costs 2.57% more
- Madison: Insurance costs 1.08% more
Cities with Similar Populations
- Venice: Insurance costs 54.35% more
- Dawson: Insurance costs 27.59% more
- Dawson: Insurance costs 14.50% more
- Dexter: Insurance costs 2.57% more
- Paxton: Insurance costs 97.93% more
- Epsom: Insurance costs 1.08% less
- Fowler: Insurance costs 57.33% more
- Fredericksburg: Insurance costs 1.16% more
- Wayland: Insurance costs 1.91% more
- Waukomis: Insurance costs 38.69% more