Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Porter, ME
We monitor insurance prices, helping the average driver in Porter save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Porter
The chart below shows the cheapest car insurance company in Porter for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Porter Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Porter Driver
Based on our extensive insurance data, we know the average Porter driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $238 per year by choosing the right vehicle insurance company. Some Porter residents are paying out over $974 extra every year for auto insurance in Porter. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Porter, ME Savings / Yr. |
|---|---|
$238 |
|
$338 |
|
$306 |
|
$311 |
|
$990 |
|
$206 |
|
$435 |
Porter Car Insurance vs. Maine
People living in Porter pay an average of 2.99% more than the typical driver in the state. The average driver in Porter can expect to pay about $543 per year, or $974 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Porter for most people.
Car Insurance Prices by Porter Neighborhood
Insurance Prices
Where is insurance cheapest within Porter?
The map shows insurance prices in and around Porter, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $974 to a low of $967. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Porter.Pick the Best Car Insurance Company for You in Porter
The best car insurance provider for most drivers in Porter
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $238 over the average Porter car insurance company.
The best car insurance provider for Porter drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $338 over the competition.
The best car insurance company for Porter drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $306 better than other car insurance companies.
The best auto insurance for Porter drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $311 less each year.
The least expensive car insurance company for new and young drivers in Porter
In Porter, Concord Group Insurance costs young drivers $990 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Porter
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $206 saved each year compared to an average Porter couple's premiums.
The cheapest car insurance in Porter for drivers with bad credit
The best Porter car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Porter, which was better than other insurers.
The cheapest large national provider in Porter
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Porter driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Porter, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Porter
What Influences the Cost of Car Insurance in Porter?
On average, car insurance in Porter is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Porter is 44 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Porter are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Porter is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Porter is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Hiram: Insurance costs 0.31% less
- North Parsonfield: Insurance costs 0.10% less
- Parsonsfield: Insurance costs 0.31% less
- Hiram: Insurance costs 0.72% less
- Durgintown: Insurance costs 0.10% more
- East Fryeburg: Insurance costs 0.31% less
- Cornish: Insurance costs the same
- Freedom: Insurance costs 23.92% more
- South Effingham: Insurance costs 26.39% more
- West Baldwin: Insurance costs 0.21% more
Cities with Similar Populations
- Hammett: Insurance costs 36.65% more
- Sodaville: Insurance costs 51.13% more
- Sheridan: Insurance costs 61.60% more
- Shawneetown: Insurance costs 51.44% more
- Kincaid: Insurance costs 50.10% more
- Kettleman City: Insurance costs 89.22% more
- Jones: Insurance costs 177.10% more
- Hinton: Insurance costs 17.25% more
- Hector: Insurance costs 60.37% more
- Head of Westport: Insurance costs 61.19% more