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Get Cheap Car Insurance in Freeland, MI
We monitor insurance prices, helping the average driver in Freeland save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Freeland
The chart below shows the cheapest car insurance company in Freeland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Freeland Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $100 |
| Progressive | $114 |
| State Farm | $115 |
| Safeco Insurance | $122 |
Savings for Every Kind of Freeland Driver
Based on our extensive insurance data, we know the average Freeland driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,084 per year by choosing the right vehicle insurance company. Some Freeland residents are paying out over $2,696 extra every year for auto insurance in Freeland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Freeland, MI Savings / Yr. |
|---|---|
$1,084 |
|
$1,769 |
|
$1,565 |
|
$2,379 |
|
$2,807 |
|
$0 |
|
$0 |
Freeland Car Insurance vs. Michigan
People living in Freeland pay an average of 6.99% less than the typical driver in the state. The average driver in Freeland can expect to pay about $2,048 per year, or $2,696 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Freeland for most people.
Car Insurance Prices by Freeland Neighborhood
Insurance Prices
Where is insurance cheapest within Freeland?
The map shows insurance prices in and around Freeland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $174 per year within the city boundaries, with insurance premiums ranging from a high of $2,803 to a low of $2,629. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Freeland.Pick the Best Car Insurance Company for You in Freeland
The best car insurance provider for most drivers in Freeland
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,084 over the average Freeland car insurance company.
The best car insurance provider for Freeland drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,769 over the competition.
The best car insurance company for Freeland drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,565 better than other car insurance companies.
The best auto insurance for Freeland drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,379 less each year.
The least expensive car insurance company for new and young drivers in Freeland
In Freeland, Geico costs young drivers $2,807 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Freeland
The cheapest car insurance in Freeland for drivers with bad credit
The best Freeland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Freeland
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Freeland driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Freeland, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Freeland
What Influences the Cost of Car Insurance in Freeland?
On average, car insurance in Freeland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Freeland is 28 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Freeland is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Freeland is $171 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mapleton: Insurance costs 0.07% more
- Laporte: Insurance costs 0.56% less
- Frost: Insurance costs 1.82% more
- Fisherville: Insurance costs 1.30% more
- University Center: Insurance costs 0.19% less
- Auburn: Insurance costs 1.52% more
- Poseyville: Insurance costs 0.52% more
- Iva: Insurance costs 2.37% more
- Hemlock: Insurance costs 1.19% more
- Orr: Insurance costs 0.85% more
Cities with Similar Populations
- La Pine: Insurance costs 48.07% less
- Rocky Point: Insurance costs 53.93% less
- Rockwood: Insurance costs 49.67% less
- Rockwood: Insurance costs 11.35% more
- Rockwell: Insurance costs 54.93% less
- Rockton: Insurance costs 48.48% less
- Lanett: Insurance costs 41.32% less
- Lakeland South: Insurance costs 39.58% less
- Lake Stickney: Insurance costs 36.20% less
- Lake Morton-Berrydale: Insurance costs 42.25% less