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Get Cheap Car Insurance in La Pine, OR
We monitor insurance prices, helping the average driver in La Pine save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in La Pine
The chart below shows the cheapest car insurance company in La Pine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| La Pine Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $60 |
| Country Financial | $67 |
| Travelers | $69 |
Savings for Every Kind of La Pine Driver
Based on our extensive insurance data, we know the average La Pine driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some La Pine residents are paying out over $1,400 extra every year for auto insurance in La Pine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Pine, OR Savings / Yr. |
|---|---|
$445 |
|
$662 |
|
$540 |
|
$606 |
|
$1,609 |
|
$435 |
|
$518 |
La Pine Car Insurance vs. Oregon
People living in La Pine pay an average of 7.14% less than the typical driver in the state. The average driver in La Pine can expect to pay about $1,081 per year, or $1,400 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in La Pine for most people.
Car Insurance Prices by La Pine Neighborhood
Insurance Prices
Where is insurance cheapest within La Pine?
The map shows insurance prices in and around La Pine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $47 per year within the city boundaries, with insurance premiums ranging from a high of $1,421 to a low of $1,374. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of La Pine.Pick the Best Car Insurance Company for You in La Pine
The best car insurance provider for most drivers in La Pine
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $445 over the average La Pine car insurance company.
The best car insurance provider for La Pine drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for La Pine drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $540 better than other car insurance companies.
The best auto insurance for La Pine drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $606 less each year.
The least expensive car insurance company for new and young drivers in La Pine
In La Pine, Country Financial costs young drivers $1,609 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Pine
State Farm gave the largest car insurance discounts to married couples, averaging $435 saved each year compared to an average La Pine couple's premiums.
The cheapest car insurance in La Pine for drivers with bad credit
The best La Pine car insurance company for customer service
Recent price drops
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The cheapest large national provider in La Pine
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average La Pine driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Pine, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around La Pine
What Influences the Cost of Car Insurance in La Pine?
On average, car insurance in La Pine is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Pine are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- La Pine is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in La Pine is $90 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elk Lake: Insurance costs 0.64% more
- Millican: Insurance costs 0.79% more
- Deschutes: Insurance costs 1.64% less
- Three Rivers: Insurance costs 1.71% less
- Gilchrist: Insurance costs 1.00% more
- Sunriver: Insurance costs 2.00% less
- Crescent: Insurance costs 0.50% more
- Crescent Lake Junction: Insurance costs 0.50% less
- Bend: Insurance costs 1.93% less
- Crescent Lake: Insurance costs 0.93% less
Cities with Similar Populations
- Adairsville: Insurance costs 26.43% more
- Yorktown: Insurance costs 17.29% less
- Atoka: Insurance costs 2.14% more
- Atco: Insurance costs 27.64% more
- Atchison: Insurance costs 10.43% more
- Arkadelphia: Insurance costs 19.93% more
- Archdale: Insurance costs 12.64% less
- Aransas Pass: Insurance costs 23.07% more
- Apollo: Insurance costs 0.71% less
- Amherst: Insurance costs 14.93% less