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Get Cheap Car Insurance in Freeport, KS
We monitor insurance prices, helping the average driver in Freeport save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Freeport
The chart below shows the cheapest car insurance company in Freeport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Freeport Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $54 |
| Farm Bureau | $56 |
| Travelers | $57 |
Savings for Every Kind of Freeport Driver
Based on our extensive insurance data, we know the average Freeport driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $372 per year by choosing the right vehicle insurance company. Some Freeport residents are paying out over $1,569 extra every year for auto insurance in Freeport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Freeport, KS Savings / Yr. |
|---|---|
$372 |
|
$593 |
|
$423 |
|
$693 |
|
$1,352 |
|
$345 |
|
$753 |
Freeport Car Insurance vs. Kansas
People living in Freeport pay an average of 0.27% more than the typical driver in the state. The average driver in Freeport can expect to pay about $845 per year, or $1,569 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Freeport for most people.
Car Insurance Prices by Freeport Neighborhood
Insurance Prices
Where is insurance cheapest within Freeport?
The map shows insurance prices in and around Freeport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $1,574 to a low of $1,546. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Freeport.Pick the Best Car Insurance Company for You in Freeport
The best car insurance provider for most drivers in Freeport
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $372 over the average Freeport car insurance company.
The best car insurance provider for Freeport drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $593 over the competition.
The best car insurance company for Freeport drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for Freeport drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in Freeport
In Freeport, Geico costs young drivers $1,352 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Freeport
State Farm gave the largest car insurance discounts to married couples, averaging $345 saved each year compared to an average Freeport couple's premiums.
The cheapest car insurance in Freeport for drivers with bad credit
The best Freeport car insurance company for customer service
Recent price drops
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The cheapest large national provider in Freeport
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Freeport driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Freeport, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Freeport
What Influences the Cost of Car Insurance in Freeport?
On average, car insurance in Freeport is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Freeport is 27 minutes, which is about the national average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Freeport are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Freeport is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Freeport is $70 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bluff City: Insurance costs 0.51% less
- Anthony: Insurance costs 1.02% less
- Argonia: Insurance costs 0.51% less
- Harper: Insurance costs 0.13% less
- Milan: Insurance costs 1.47% less
- Caldwell: Insurance costs 0.76% less
- Attica: Insurance costs 0.51% less
- Mayfield: Insurance costs 1.85% less
- Perth: Insurance costs 1.40% less
- Drury: Insurance costs 1.66% less
Cities with Similar Populations
- Latium: Insurance costs 0.64% less
- West Clarksfield: Insurance costs 29.13% less
- Werley: Insurance costs 27.28% less
- Lamont: Insurance costs 34.61% more
- Wengerlawn: Insurance costs 30.15% less
- Landes: Insurance costs 10.64% less
- Landgraff: Insurance costs 3.89% more
- Langley: Insurance costs 6.69% more
- Lanham: Insurance costs 2.04% more
- Laniers: Insurance costs 6.63% more