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Get Cheap Car Insurance in Fruitdale, Wheat Ridge, CO
We monitor insurance prices, helping the average driver in Fruitdale save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Fruitdale
The chart below shows the cheapest car insurance company in Fruitdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Fruitdale Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $79 |
| Safeco Insurance | $80 |
| Geico | $82 |
Savings for Every Kind of Fruitdale Driver
Based on our extensive insurance data, we know the average Fruitdale driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $419 per year by choosing the right vehicle insurance company. Some Fruitdale residents are paying out over $1,954 extra every year for auto insurance in Fruitdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fruitdale, Wheat Ridge, CO Savings / Yr. |
|---|---|
$419 |
|
$746 |
|
$601 |
|
$642 |
|
$1,900 |
|
$503 |
|
$737 |
Fruitdale Car Insurance vs. Wheat Ridge
People living in Fruitdale pay an average of 3.37% more than the typical driver in the state. The average driver in Fruitdale can expect to pay about $1,141 per year, or $1,954 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Fruitdale for most people.
Car Insurance Prices by Fruitdale Neighborhood
Insurance Prices
Where is insurance cheapest within Fruitdale?
The map shows insurance prices in and around Fruitdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,013 to a low of $1,917. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Fruitdale.Pick the Best Car Insurance Company for You in Fruitdale
The best car insurance provider for most drivers in Fruitdale
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $419 over the average Fruitdale car insurance company.
The best car insurance provider for Fruitdale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $746 over the competition.
The best car insurance company for Fruitdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $601 better than other car insurance companies.
The best auto insurance for Fruitdale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $642 less each year.
The least expensive car insurance company for new and young drivers in Fruitdale
In Fruitdale, State Farm costs young drivers $1,900 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fruitdale
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average Fruitdale couple's premiums.
The cheapest car insurance in Fruitdale for drivers with bad credit
The best Fruitdale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fruitdale
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fruitdale driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fruitdale, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Fruitdale
What Influences the Cost of Car Insurance in Fruitdale?
On average, car insurance in Fruitdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fruitdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Fruitdale is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fruitdale is $95 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Arvada Plaza Area: Insurance costs 0.10% more
- Allendale Area: Insurance costs 1.13% less
- Bel Aire: Insurance costs 0.82% more
- Applewood: Insurance costs 0.56% less
- Northwest Arvada: Insurance costs 1.28% less
- Barths: Insurance costs 4.71% more
- Ralston Valley: Insurance costs 1.48% more
- Scenic Heights: Insurance costs 0.92% more
- Eiber: Insurance costs 7.22% more
- Spivak: Insurance costs 10.08% more
Neighborhoods with Similar Populations
- 65th Street West: Insurance costs 5.48% less
- Valley View: Insurance costs 33.32% less
- Tuscan Lakes: Insurance costs 9.88% less
- Boston Road: Insurance costs 7.93% less
- Woodland Heights: Insurance costs 4.40% less
- Beat 2535: Insurance costs 2.61% more
- Avondale: Insurance costs 20.47% more
- Arlington Heights: Insurance costs 13.97% more
- Angels Triangle: Insurance costs 1.54% more
- Albright: Insurance costs 30.50% more