Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Albright, Buffalo, NY
We monitor insurance prices, helping the average driver in Albright save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Albright
The chart below shows the cheapest car insurance company in Albright for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Albright Insurer | Monthly Cost |
|---|---|
| Kemper | $94 |
| Plymouth Rock Assurance | $125 |
| Safeco Insurance | $134 |
| Geico | $140 |
Savings for Every Kind of Albright Driver
Based on our extensive insurance data, we know the average Albright driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $760 per year by choosing the right vehicle insurance company. Some Albright residents are paying out over $2,550 extra every year for auto insurance in Albright. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Albright, Buffalo, NY Savings / Yr. |
|---|---|
$760 |
|
$485 |
|
$969 |
|
$980 |
|
$2,401 |
|
$803 |
|
$1,280 |
Albright Car Insurance vs. Buffalo
People living in Albright pay an average of 5.16% more than the typical driver in the state. The average driver in Albright can expect to pay about $1,850 per year, or $2,550 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Albright for most people.
Car Insurance Prices by Albright Neighborhood
Insurance Prices
Where is insurance cheapest within Albright?
The map shows insurance prices in and around Albright, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $470 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,786 to a low of $2,316. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Albright.Pick the Best Car Insurance Company for You in Albright
The best car insurance provider for most drivers in Albright
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $760 over the average Albright car insurance company.
The best car insurance provider for Albright drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.
The best car insurance company for Albright drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $969 better than other car insurance companies.
The best auto insurance for Albright drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $980 less each year.
The least expensive car insurance company for new and young drivers in Albright
In Albright, Progressive costs young drivers $2,401 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Albright
Progressive gave the largest car insurance discounts to married couples, averaging $803 saved each year compared to an average Albright couple's premiums.
The cheapest car insurance in Albright for drivers with bad credit
The best Albright car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Albright, which was better than other insurers.
The cheapest large national provider in Albright
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Albright driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Albright, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Albright
What Influences the Cost of Car Insurance in Albright?
On average, car insurance in Albright is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Albright are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Albright is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Albright is $154 per month for minimum coverage and $213 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Forest: Insurance costs 4.20% more
- Delaware-West Ferry: Insurance costs 4.94% less
- Park Meadow: Insurance costs 4.86% less
- Grant Ferry: Insurance costs 6.35% more
- Black Rock: Insurance costs 0.82% less
- Bryant: Insurance costs 3.80% less
- Hamlin Park: Insurance costs 13.29% more
- Front Park: Insurance costs 6.27% more
- Military: Insurance costs 7.57% more
- North Park: Insurance costs 4.98% less
Neighborhoods with Similar Populations
- Lower Village District: Insurance costs 52.59% less
- Central Area: Insurance costs 51.61% less
- Lynn Lane: Insurance costs 30.08% less
- Jefferson Park: Insurance costs 53.80% less
- Castlegate: Insurance costs 29.73% less
- Cottage Park: Insurance costs 36.16% less
- Tyner Homes: Insurance costs 23.49% less
- Downtown Ashtabula: Insurance costs 55.92% less
- Westside: Insurance costs 42.47% less
- Mullford Gardens: Insurance costs 12.24% less