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Get Cheap Car Insurance in Gaffney Lane, Oregon City, OR
We monitor insurance prices, helping the average driver in Gaffney Lane save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Gaffney Lane
The chart below shows the cheapest car insurance company in Gaffney Lane for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Gaffney Lane Insurer | Monthly Cost |
|---|---|
| Metromile | $70 |
| State Farm | $70 |
| Country Financial | $78 |
| Travelers | $81 |
Savings for Every Kind of Gaffney Lane Driver
Based on our extensive insurance data, we know the average Gaffney Lane driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $520 per year by choosing the right vehicle insurance company. Some Gaffney Lane residents are paying out over $1,636 extra every year for auto insurance in Gaffney Lane. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gaffney Lane, Oregon City, OR Savings / Yr. |
|---|---|
$520 |
|
$774 |
|
$630 |
|
$708 |
|
$1,880 |
|
$508 |
|
$605 |
Gaffney Lane Car Insurance vs. Oregon City
People living in Gaffney Lane pay an average of 8.50% more than the typical driver in the state. The average driver in Gaffney Lane can expect to pay about $1,263 per year, or $1,636 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Gaffney Lane for most people.
Car Insurance Prices by Gaffney Lane Neighborhood
Insurance Prices
Where is insurance cheapest within Gaffney Lane?
The map shows insurance prices in and around Gaffney Lane, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,646 to a low of $1,622. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Gaffney Lane.Pick the Best Car Insurance Company for You in Gaffney Lane
The best car insurance provider for most drivers in Gaffney Lane
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $520 over the average Gaffney Lane car insurance company.
The best car insurance provider for Gaffney Lane drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $774 over the competition.
The best car insurance company for Gaffney Lane drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $630 better than other car insurance companies.
The best auto insurance for Gaffney Lane drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $708 less each year.
The least expensive car insurance company for new and young drivers in Gaffney Lane
In Gaffney Lane, Country Financial costs young drivers $1,880 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gaffney Lane
State Farm gave the largest car insurance discounts to married couples, averaging $508 saved each year compared to an average Gaffney Lane couple's premiums.
The cheapest car insurance in Gaffney Lane for drivers with bad credit
The best Gaffney Lane car insurance company for customer service
Nationwide was the best company for customer service in Gaffney Lane according to the NAIC.
Recent price drops
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The cheapest large national provider in Gaffney Lane
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Gaffney Lane driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gaffney Lane, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Gaffney Lane
What Influences the Cost of Car Insurance in Gaffney Lane?
On average, car insurance in Gaffney Lane is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Gaffney Lane is 34 minutes, which is far more than average for a driver in the city.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gaffney Lane are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Gaffney Lane is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gaffney Lane is $105 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hillendale: Insurance costs 0.37% less
- Caufield: Insurance costs 2.20% less
- Barclay Hills: Insurance costs 0.98% less
- McLoughlin: Insurance costs 0.61% more
- Willamette-West Linn: Insurance costs 1.10% less
- Jennings Lodge: Insurance costs 2.38% more
- Hidden Springs: Insurance costs 0.12% less
- North Clackamas: Insurance costs 1.83% less
- Stafford-Tualatin Valley: Insurance costs 2.75% less
- Sunnyside: Insurance costs 3.61% more
Neighborhoods with Similar Populations
- Morristown Historic District: Insurance costs 11.86% more
- Northridge: Insurance costs 12.41% less
- Centerville Historic District: Insurance costs 32.03% less
- Harlan Ranch: Insurance costs 25.49% more
- Bryce Canyon North: Insurance costs 35.39% more
- North Main Historic District: Insurance costs 31.66% less
- Sunnyland: Insurance costs 12.53% less
- Rock Spring: Insurance costs 22.86% less
- Shingle Creek: Insurance costs 22.49% more
- Pine Brook: Insurance costs 23.04% less