Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Grafton, NH
We monitor insurance prices, helping the average driver in Grafton save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Grafton
The chart below shows the cheapest car insurance company in Grafton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| Grafton Insurer | Monthly Cost |
|---|---|
| Kemper | $40 |
| State Farm | $42 |
| Geico | $42 |
| Midvale Home & Auto | $46 |
Savings for Every Kind of Grafton Driver
Based on our extensive insurance data, we know the average Grafton driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $348 per year by choosing the right vehicle insurance company. Some Grafton residents are paying out over $1,202 extra every year for auto insurance in Grafton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grafton, NH Savings / Yr. |
|---|---|
$348 |
|
$503 |
|
$428 |
|
$610 |
|
$1,367 |
|
$353 |
|
$659 |
Grafton Car Insurance vs. New Hampshire
People living in Grafton pay an average of 0.56% less than the typical driver in the state. The average driver in Grafton can expect to pay about $720 per year, or $1,202 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Grafton for most people.
Car Insurance Prices by Grafton Neighborhood
Insurance Prices
Where is insurance cheapest within Grafton?
The map shows insurance prices in and around Grafton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $9 per year within the city boundaries, with insurance premiums ranging from a high of $1,207 to a low of $1,198. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Grafton.Pick the Best Car Insurance Company for You in Grafton
The best car insurance provider for most drivers in Grafton
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $348 over the average Grafton car insurance company.
The best car insurance provider for Grafton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $503 over the competition.
The best car insurance company for Grafton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $428 better than other car insurance companies.
The best auto insurance for Grafton drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $610 less each year.
The least expensive car insurance company for new and young drivers in Grafton
In Grafton, Concord Group Insurance costs young drivers $1,367 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grafton
Geico gave the largest car insurance discounts to married couples, averaging $353 saved each year compared to an average Grafton couple's premiums.
The cheapest car insurance in Grafton for drivers with bad credit
The best Grafton car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Grafton, which was better than other insurers.
The cheapest large national provider in Grafton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Grafton driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grafton, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Grafton
What Influences the Cost of Car Insurance in Grafton?
On average, car insurance in Grafton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grafton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Grafton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Grafton is $60 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grafton Center: Insurance costs 0.17% more
- Robinson Corner: Insurance costs 0.83% less
- Danbury: Insurance costs 0.25% more
- North Wilmot: Insurance costs 0.25% more
- Elmwood: Insurance costs 0.33% more
- Orange: Insurance costs 0.83% less
- Enfield Center: Insurance costs 2.83% less
- Elkins: Insurance costs 2.58% less
- Alexandria: Insurance costs 0.08% more
- Canaan: Insurance costs 2.91% less
Cities with Similar Populations
- Rich Hill: Insurance costs 6.32% less
- Mount Pleasant: Insurance costs 38.27% more
- Nespelem: Insurance costs 9.98% more
- New Plymouth: Insurance costs 2.91% less
- New Zion: Insurance costs 38.02% more
- Nona: Insurance costs 37.94% more
- North Bradley: Insurance costs 127.37% more
- North Hornell: Insurance costs 66.97% more
- Norway: Insurance costs 1.08% more
- Noti: Insurance costs 16.14% more