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Get Cheap Car Insurance in Grants Lick, KY
We monitor insurance prices, helping the average driver in Grants Lick save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Grants Lick
The chart below shows the cheapest car insurance company in Grants Lick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Grants Lick Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Grants Lick Driver
Based on our extensive insurance data, we know the average Grants Lick driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $527 per year by choosing the right vehicle insurance company. Some Grants Lick residents are paying out over $2,087 extra every year for auto insurance in Grants Lick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grants Lick, KY Savings / Yr. |
|---|---|
$527 |
|
$865 |
|
$851 |
|
$861 |
|
$1,704 |
|
$570 |
|
$913 |
Grants Lick Car Insurance vs. Kentucky
People living in Grants Lick pay an average of 2.20% less than the typical driver in the state. The average driver in Grants Lick can expect to pay about $1,075 per year, or $2,087 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Grants Lick for most people.
Car Insurance Prices by Grants Lick Neighborhood
Insurance Prices
Where is insurance cheapest within Grants Lick?
The map shows insurance prices in and around Grants Lick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $2,089 to a low of $2,082. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Grants Lick.Pick the Best Car Insurance Company for You in Grants Lick
The best car insurance provider for most drivers in Grants Lick
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $527 over the average Grants Lick car insurance company.
The best car insurance provider for Grants Lick drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $865 over the competition.
The best car insurance company for Grants Lick drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $851 better than other car insurance companies.
The best auto insurance for Grants Lick drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $861 less each year.
The least expensive car insurance company for new and young drivers in Grants Lick
In Grants Lick, State Farm costs young drivers $1,704 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grants Lick
State Farm gave the largest car insurance discounts to married couples, averaging $570 saved each year compared to an average Grants Lick couple's premiums.
The cheapest car insurance in Grants Lick for drivers with bad credit
The best Grants Lick car insurance company for customer service
Nationwide was the best company for customer service in Grants Lick according to the NAIC.
Recent price drops
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The cheapest large national provider in Grants Lick
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Grants Lick driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grants Lick, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Grants Lick
What Influences the Cost of Car Insurance in Grants Lick?
On average, car insurance in Grants Lick is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grants Lick are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Grants Lick is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Grants Lick is $90 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carntown: Insurance costs 1.72% more
- Butler: Insurance costs 0.53% more
- California: Insurance costs 0.77% less
- Gubser Mill: Insurance costs 0.57% less
- Alexandria: Insurance costs 0.91% less
- Ivor: Insurance costs 0.91% less
- Morning View: Insurance costs 1.34% less
- DeMossville: Insurance costs 0.38% less
- Mentor: Insurance costs 1.68% less
- Carthage: Insurance costs 0.57% less
Cities with Similar Populations
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- Alvin: Insurance costs 35.07% less