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Get Cheap Car Insurance in Alexandria, KY
We monitor insurance prices, helping the average driver in Alexandria save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Alexandria
The chart below shows the cheapest car insurance company in Alexandria for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Alexandria Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Alexandria Driver
Based on our extensive insurance data, we know the average Alexandria driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $522 per year by choosing the right vehicle insurance company. Some Alexandria residents are paying out over $2,068 extra every year for auto insurance in Alexandria. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alexandria, KY Savings / Yr. |
|---|---|
$522 |
|
$856 |
|
$843 |
|
$853 |
|
$1,688 |
|
$565 |
|
$905 |
Alexandria Car Insurance vs. Kentucky
People living in Alexandria pay an average of 3.12% less than the typical driver in the state. The average driver in Alexandria can expect to pay about $1,065 per year, or $2,068 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Alexandria for most people.
Car Insurance Prices by Alexandria Neighborhood
Insurance Prices
Where is insurance cheapest within Alexandria?
The map shows insurance prices in and around Alexandria, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $136 per year within the city boundaries, with insurance premiums ranging from a high of $2,120 to a low of $1,984. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Alexandria.Pick the Best Car Insurance Company for You in Alexandria
The best car insurance provider for most drivers in Alexandria
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $522 over the average Alexandria car insurance company.
The best car insurance provider for Alexandria drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $856 over the competition.
The best car insurance company for Alexandria drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $843 better than other car insurance companies.
The best auto insurance for Alexandria drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $853 less each year.
The least expensive car insurance company for new and young drivers in Alexandria
In Alexandria, State Farm costs young drivers $1,688 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alexandria
State Farm gave the largest car insurance discounts to married couples, averaging $565 saved each year compared to an average Alexandria couple's premiums.
The cheapest car insurance in Alexandria for drivers with bad credit
The best Alexandria car insurance company for customer service
Nationwide was the best company for customer service in Alexandria according to the NAIC.
Recent price drops
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The cheapest large national provider in Alexandria
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Alexandria driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alexandria, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Alexandria
What Influences the Cost of Car Insurance in Alexandria?
On average, car insurance in Alexandria is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Alexandria is 35 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alexandria are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Alexandria has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alexandria is $89 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carthage: Insurance costs 0.34% more
- Ryland Heights: Insurance costs 0.87% less
- Melbourne: Insurance costs 1.84% less
- Cold Spring: Insurance costs 2.42% less
- California: Insurance costs 0.15% more
- Tylor Mill: Insurance costs 1.93% less
- Crestview: Insurance costs 4.30% less
- Silver Grove: Insurance costs 5.51% less
- Grants Lick: Insurance costs 0.92% more
- Gubser Mill: Insurance costs 0.34% more
Cities with Similar Populations
- Douglas: Insurance costs 21.28% less
- Winthrop Town: Insurance costs 6.43% less
- Morris: Insurance costs 32.11% less
- Spanish Lake: Insurance costs 8.70% more
- East Rancho Dominguez: Insurance costs 17.60% more
- East Falmouth: Insurance costs 23.36% less
- Somerton: Insurance costs 12.77% less
- Sturgis: Insurance costs 33.99% more
- Rockport: Insurance costs 18.62% less
- Belle Glade: Insurance costs 42.36% more