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Get Cheap Car Insurance in Winthrop Town, MA
We monitor insurance prices, helping the average driver in Winthrop Town save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Winthrop Town
The chart below shows the cheapest car insurance company in Winthrop Town for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Winthrop Town Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $48 |
| Geico | $52 |
| Midvale Home & Auto | $61 |
| Travelers | $77 |
Savings for Every Kind of Winthrop Town Driver
Based on our extensive insurance data, we know the average Winthrop Town driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $662 per year by choosing the right vehicle insurance company. Some Winthrop Town residents are paying out over $1,935 extra every year for auto insurance in Winthrop Town. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Winthrop Town, MA Savings / Yr. |
|---|---|
$662 |
|
$984 |
|
$819 |
|
$1,087 |
|
$2,396 |
|
$0 |
|
$0 |
Winthrop Town Car Insurance vs. Massachusetts
People living in Winthrop Town pay an average of 24.62% more than the typical driver in the state. The average driver in Winthrop Town can expect to pay about $831 per year, or $1,935 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Winthrop Town for most people.
Car Insurance Prices by Winthrop Town Neighborhood
Insurance Prices
Where is insurance cheapest within Winthrop Town?
The map shows insurance prices in and around Winthrop Town, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $414 per year within the city boundaries, with insurance premiums ranging from a high of $2,032 to a low of $1,618. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Winthrop Town.Pick the Best Car Insurance Company for You in Winthrop Town
The best car insurance provider for most drivers in Winthrop Town
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $662 over the average Winthrop Town car insurance company.
The best car insurance provider for Winthrop Town drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $984 over the competition.
The best car insurance company for Winthrop Town drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $819 better than other car insurance companies.
The best auto insurance for Winthrop Town drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,087 less each year.
The least expensive car insurance company for new and young drivers in Winthrop Town
In Winthrop Town, State Farm costs young drivers $2,396 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Winthrop Town
The cheapest car insurance in Winthrop Town for drivers with bad credit
The best Winthrop Town car insurance company for customer service
Nationwide was the best company for customer service in Winthrop Town according to the NAIC.
Recent price drops
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The cheapest large national provider in Winthrop Town
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Winthrop Town driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winthrop Town, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Winthrop Town
What Influences the Cost of Car Insurance in Winthrop Town?
On average, car insurance in Winthrop Town is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Winthrop Town is 42 minutes, which is a little more than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Winthrop Town is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Winthrop Town is $69 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Revere: Insurance costs 9.04% more
- Chelsea: Insurance costs 17.31% more
- Charlestown: Insurance costs 2.53% less
- Everett: Insurance costs 11.83% more
- Nahant: Insurance costs 10.59% less
- Boston: Insurance costs 28.58% less
- Malden: Insurance costs 9.87% more
- Saugus: Insurance costs 8.99% less
- Somerville: Insurance costs 1.14% less
- Lynn: Insurance costs 8.06% more
Cities with Similar Populations
- Altus: Insurance costs 12.82% less
- Ansonia: Insurance costs 9.10% more
- Bastrop: Insurance costs 64.50% more
- Athens: Insurance costs 14.32% less
- Norton: Insurance costs 18.71% less
- Palmer: Insurance costs 21.55% less
- Palisades Park: Insurance costs 23.15% more
- Oxford: Insurance costs 34.01% less
- Oxford: Insurance costs 17.11% less
- Orinda: Insurance costs 3.10% more