Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Great Falls, MT
We monitor insurance prices, helping the average driver in Great Falls save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Great Falls
The chart below shows the cheapest car insurance company in Great Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Great Falls Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $53 |
Savings for Every Kind of Great Falls Driver
Based on our extensive insurance data, we know the average Great Falls driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $401 per year by choosing the right vehicle insurance company. Some Great Falls residents are paying out over $1,602 extra every year for auto insurance in Great Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Great Falls, MT Savings / Yr. |
|---|---|
$401 |
|
$714 |
|
$571 |
|
$836 |
|
$1,820 |
|
$0 |
|
$704 |
Great Falls Car Insurance vs. Montana
People living in Great Falls pay an average of 1.09% less than the typical driver in the state. The average driver in Great Falls can expect to pay about $763 per year, or $1,602 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Great Falls for most people.
Car Insurance Prices by Great Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Great Falls?
The map shows insurance prices in and around Great Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $387 per year within the city boundaries, with insurance premiums ranging from a high of $1,913 to a low of $1,526. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Great Falls.Pick the Best Car Insurance Company for You in Great Falls
The best car insurance provider for most drivers in Great Falls
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $401 over the average Great Falls car insurance company.
The best car insurance provider for Great Falls drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $714 over the competition.
The best car insurance company for Great Falls drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $571 better than other car insurance companies.
The best auto insurance for Great Falls drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $836 less each year.
The least expensive car insurance company for new and young drivers in Great Falls
In Great Falls, State Farm costs young drivers $1,820 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Great Falls
The cheapest car insurance in Great Falls for drivers with bad credit
The best Great Falls car insurance company for customer service
Nationwide was the best company for customer service in Great Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Great Falls
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Great Falls driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Great Falls, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Great Falls
What Influences the Cost of Car Insurance in Great Falls?
On average, car insurance in Great Falls is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Great Falls is 19 minutes, which is far less than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 24 to 25 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Great Falls is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Great Falls is $64 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gibson Flats: Insurance costs the same
- Malmstrom Air Force Base: Insurance costs 0.75% less
- Black Eagle: Insurance costs 0.69% more
- Tracy: Insurance costs 0.69% less
- Sand Coulee: Insurance costs 0.37% less
- Portage: Insurance costs 0.37% more
- Ulm: Insurance costs 1.81% more
- Castner Falls: Insurance costs 0.31% less
- Vaughn: Insurance costs 0.69% less
- Stockett: Insurance costs 0.37% less
Cities with Similar Populations
- Ewa Beach: Insurance costs 8.55% less
- Leesburg: Insurance costs 22.16% less
- Union City: Insurance costs 59.36% more
- Kokomo: Insurance costs 26.34% less
- Kingsport: Insurance costs 16.60% less
- Janesville: Insurance costs 30.77% less
- Huntington: Insurance costs 6.55% less
- Manassas: Insurance costs 17.79% less
- Huntersville: Insurance costs 20.16% less
- Fayetteville: Insurance costs 18.79% more