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Get Cheap Car Insurance in Greenwood, LA
We monitor insurance prices, helping the average driver in Greenwood save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Greenwood
The chart below shows the cheapest car insurance company in Greenwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Greenwood Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $100 |
| State Farm | $118 |
| Safeco Insurance | $119 |
| Clearcover | $131 |
Savings for Every Kind of Greenwood Driver
Based on our extensive insurance data, we know the average Greenwood driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $764 per year by choosing the right vehicle insurance company. Some Greenwood residents are paying out over $2,747 extra every year for auto insurance in Greenwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Greenwood, LA Savings / Yr. |
|---|---|
$764 |
|
$1,340 |
|
$954 |
|
$1,439 |
|
$2,282 |
|
$708 |
|
$1,218 |
Greenwood Car Insurance vs. Louisiana
People living in Greenwood pay an average of 8.83% less than the typical driver in the state. The average driver in Greenwood can expect to pay about $1,738 per year, or $2,747 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Greenwood for most people.
Car Insurance Prices by Greenwood Neighborhood
Insurance Prices
Where is insurance cheapest within Greenwood?
The map shows insurance prices in and around Greenwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $231 per year within the city boundaries, with insurance premiums ranging from a high of $2,925 to a low of $2,694. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Greenwood.Pick the Best Car Insurance Company for You in Greenwood
The best car insurance provider for most drivers in Greenwood
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $764 over the average Greenwood car insurance company.
The best car insurance provider for Greenwood drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,340 over the competition.
The best car insurance company for Greenwood drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $954 better than other car insurance companies.
The best auto insurance for Greenwood drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,439 less each year.
The least expensive car insurance company for new and young drivers in Greenwood
In Greenwood, Farm Bureau costs young drivers $2,282 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Greenwood
Farm Bureau gave the largest car insurance discounts to married couples, averaging $708 saved each year compared to an average Greenwood couple's premiums.
The cheapest car insurance in Greenwood for drivers with bad credit
The best Greenwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Greenwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Greenwood driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greenwood, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Greenwood
What Influences the Cost of Car Insurance in Greenwood?
On average, car insurance in Greenwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Greenwood is 29 minutes, which is a little less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Greenwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Greenwood is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Greenwood is $145 per month for minimum coverage and $229 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bethany: Insurance costs 1.06% more
- Waskom: Insurance costs 39.75% less
- Keithville: Insurance costs 1.86% more
- Jonesville: Insurance costs 39.35% less
- Lakeview: Insurance costs 0.22% less
- Shreveport: Insurance costs 8.77% more
- Elysian Fields: Insurance costs 39.79% less
- DeBerry: Insurance costs 39.06% less
- Forbing: Insurance costs 1.16% less
- Leigh: Insurance costs 40.01% less
Cities with Similar Populations
- Ware Shoals: Insurance costs 39.57% less
- Leonardo: Insurance costs 35.31% less
- Decatur: Insurance costs 1.02% more
- Burbank: Insurance costs 51.69% less
- Santee: Insurance costs 37.93% less
- Lansford: Insurance costs 49.91% less
- Lake Mathews: Insurance costs 22.90% less
- Juno Beach: Insurance costs 1.78% less
- Hesston: Insurance costs 45.14% less
- Williamsburg: Insurance costs 55.52% less