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Get Cheap Car Insurance in Guernsey, CA
We monitor insurance prices, helping the average driver in Guernsey save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Guernsey
The chart below shows the cheapest car insurance company in Guernsey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Guernsey Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $56 |
| Travelers | $58 |
Savings for Every Kind of Guernsey Driver
Based on our extensive insurance data, we know the average Guernsey driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $593 per year by choosing the right vehicle insurance company. Some Guernsey residents are paying out over $1,855 extra every year for auto insurance in Guernsey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Guernsey, CA Savings / Yr. |
|---|---|
$593 |
|
$1,087 |
|
$859 |
|
$1,510 |
|
$775 |
|
$336 |
|
$0 |
Guernsey Car Insurance vs. California
People living in Guernsey pay an average of 7.60% less than the typical driver in the state. The average driver in Guernsey can expect to pay about $869 per year, or $1,855 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Guernsey for most people.
Car Insurance Prices by Guernsey Neighborhood
Insurance Prices
Where is insurance cheapest within Guernsey?
The map shows insurance prices in and around Guernsey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $1,889 to a low of $1,825. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Guernsey.Pick the Best Car Insurance Company for You in Guernsey
The best car insurance provider for most drivers in Guernsey
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $593 over the average Guernsey car insurance company.
The best car insurance provider for Guernsey drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,087 over the competition.
The best car insurance company for Guernsey drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $859 better than other car insurance companies.
The best auto insurance for Guernsey drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,510 less each year.
The least expensive car insurance company for new and young drivers in Guernsey
In Guernsey, State Farm costs young drivers $775 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Guernsey
Progressive gave the largest car insurance discounts to married couples, averaging $336 saved each year compared to an average Guernsey couple's premiums.
The cheapest car insurance in Guernsey for drivers with bad credit
The best Guernsey car insurance company for customer service
Recent price drops
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The cheapest large national provider in Guernsey
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Guernsey driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Guernsey, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Guernsey
What Influences the Cost of Car Insurance in Guernsey?
On average, car insurance in Guernsey is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Guernsey is 26 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Guernsey are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Guernsey is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Guernsey is $72 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hanford: Insurance costs 7.12% more
- Armona: Insurance costs 2.43% more
- Goshen: Insurance costs 0.43% more
- Waukena: Insurance costs 0.49% more
- Lemoore: Insurance costs 7.33% more
- Hardwick: Insurance costs 0.86% more
- Stratford: Insurance costs 1.78% more
- Tulare: Insurance costs 8.84% more
- Lemoore Station: Insurance costs 8.57% more
- Visalia: Insurance costs 7.65% more
Cities with Similar Populations
- Secor: Insurance costs 26.42% less
- Reeve: Insurance costs 35.31% less
- Rhodo: Insurance costs 34.18% less
- Riverdale: Insurance costs 25.88% less
- Robinson: Insurance costs 25.23% less
- Rock View: Insurance costs 11.32% less
- Roscoe: Insurance costs 12.13% less
- Row: Insurance costs 7.87% less
- Sampson: Insurance costs 3.83% less
- Sanford: Insurance costs 21.83% less