Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Gustine, CA
We monitor insurance prices, helping the average driver in Gustine save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Gustine
The chart below shows the cheapest car insurance company in Gustine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Gustine Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Gustine Driver
Based on our extensive insurance data, we know the average Gustine driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $657 per year by choosing the right vehicle insurance company. Some Gustine residents are paying out over $2,054 extra every year for auto insurance in Gustine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gustine, CA Savings / Yr. |
|---|---|
$657 |
|
$1,203 |
|
$951 |
|
$1,672 |
|
$858 |
|
$372 |
|
$0 |
Gustine Car Insurance vs. California
People living in Gustine pay an average of 2.31% more than the typical driver in the state. The average driver in Gustine can expect to pay about $962 per year, or $2,054 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Gustine for most people.
Car Insurance Prices by Gustine Neighborhood
Insurance Prices
Where is insurance cheapest within Gustine?
The map shows insurance prices in and around Gustine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $345 per year within the city boundaries, with insurance premiums ranging from a high of $2,187 to a low of $1,842. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Gustine.Pick the Best Car Insurance Company for You in Gustine
The best car insurance provider for most drivers in Gustine
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $657 over the average Gustine car insurance company.
The best car insurance provider for Gustine drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,203 over the competition.
The best car insurance company for Gustine drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $951 better than other car insurance companies.
The best auto insurance for Gustine drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,672 less each year.
The least expensive car insurance company for new and young drivers in Gustine
In Gustine, State Farm costs young drivers $858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gustine
Progressive gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average Gustine couple's premiums.
The cheapest car insurance in Gustine for drivers with bad credit
The best Gustine car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Gustine, which was better than other insurers.
The cheapest large national provider in Gustine
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Gustine driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gustine, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Gustine
What Influences the Cost of Car Insurance in Gustine?
On average, car insurance in Gustine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gustine is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gustine are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Gustine is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Gustine is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Newman: Insurance costs 3.02% less
- Stevinson: Insurance costs 7.45% less
- Livingston: Insurance costs 0.88% more
- Santa Rita Park: Insurance costs 9.30% less
- McSwain: Insurance costs 7.89% less
- Atwater: Insurance costs 0.97% more
- Winton: Insurance costs 3.55% more
- Castle Garden: Insurance costs 6.67% less
- El Nido: Insurance costs 8.28% less
- Merced: Insurance costs 0.88% more
Cities with Similar Populations
- Blue Ridge: Insurance costs 17.48% less
- Stayton: Insurance costs 30.19% less
- Stanford: Insurance costs 3.02% more
- Briarcliff Manor: Insurance costs 24.98% more
- Brewton: Insurance costs 28.72% less
- St. Stephens: Insurance costs 41.38% less
- St. Robert: Insurance costs 13.68% less
- Brentwood: Insurance costs 29.65% less
- Brandenburg: Insurance costs 1.90% more
- St. Francis: Insurance costs 43.48% less