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Get Cheap Car Insurance in Hampton Falls, NH
We monitor insurance prices, helping the average driver in Hampton Falls save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Hampton Falls
The chart below shows the cheapest car insurance company in Hampton Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| Hampton Falls Insurer | Monthly Cost |
|---|---|
| Kemper | $40 |
| State Farm | $41 |
| Geico | $41 |
| Midvale Home & Auto | $45 |
Savings for Every Kind of Hampton Falls Driver
Based on our extensive insurance data, we know the average Hampton Falls driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some Hampton Falls residents are paying out over $1,187 extra every year for auto insurance in Hampton Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hampton Falls, NH Savings / Yr. |
|---|---|
$344 |
|
$497 |
|
$422 |
|
$602 |
|
$1,350 |
|
$349 |
|
$651 |
Hampton Falls Car Insurance vs. New Hampshire
People living in Hampton Falls pay an average of 1.80% less than the typical driver in the state. The average driver in Hampton Falls can expect to pay about $711 per year, or $1,187 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hampton Falls for most people.
Car Insurance Prices by Hampton Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Hampton Falls?
The map shows insurance prices in and around Hampton Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $140 per year within the city boundaries, with insurance premiums ranging from a high of $1,301 to a low of $1,161. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Hampton Falls.Pick the Best Car Insurance Company for You in Hampton Falls
The best car insurance provider for most drivers in Hampton Falls
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $344 over the average Hampton Falls car insurance company.
The best car insurance provider for Hampton Falls drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $497 over the competition.
The best car insurance company for Hampton Falls drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $422 better than other car insurance companies.
The best auto insurance for Hampton Falls drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $602 less each year.
The least expensive car insurance company for new and young drivers in Hampton Falls
In Hampton Falls, Concord Group Insurance costs young drivers $1,350 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hampton Falls
Geico gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average Hampton Falls couple's premiums.
The cheapest car insurance in Hampton Falls for drivers with bad credit
The best Hampton Falls car insurance company for customer service
Nationwide was the best company for customer service in Hampton Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Hampton Falls
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hampton Falls driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hampton Falls, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Hampton Falls
What Influences the Cost of Car Insurance in Hampton Falls?
On average, car insurance in Hampton Falls is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hampton Falls is 36 minutes, which is about the national average for a driver in the state.
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hampton Falls are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Hampton Falls is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hampton Falls is $59 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Seabrook: Insurance costs 4.38% more
- Hampton: Insurance costs 4.55% more
- North Hampton Center: Insurance costs 4.55% more
- South Hampton: Insurance costs 0.59% more
- North Hampton: Insurance costs 3.03% more
- Salisbury: Insurance costs 33.87% more
- East Kingston: Insurance costs 2.36% more
- Amesbury Town: Insurance costs 34.46% more
- Kensington: Insurance costs 2.19% more
- Exeter: Insurance costs 2.78% more
Cities with Similar Populations
- Ashford: Insurance costs 60.57% more
- Battleboro: Insurance costs 6.82% more
- Abbotsford: Insurance costs 4.97% less
- Shippenville: Insurance costs 13.82% more
- Columbia: Insurance costs 151.05% more
- Five Points: Insurance costs 29.23% more
- Alpine: Insurance costs 37.66% more
- Richford: Insurance costs 1.35% more
- Shiocton: Insurance costs 7.92% less
- Ovett: Insurance costs 39.76% more