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Get Cheap Car Insurance in South Hampton, NH
We monitor insurance prices, helping the average driver in South Hampton save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Hampton
The chart below shows the cheapest car insurance company in South Hampton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| South Hampton Insurer | Monthly Cost |
|---|---|
| Kemper | $40 |
| State Farm | $41 |
| Geico | $41 |
| Midvale Home & Auto | $45 |
Savings for Every Kind of South Hampton Driver
Based on our extensive insurance data, we know the average South Hampton driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $346 per year by choosing the right vehicle insurance company. Some South Hampton residents are paying out over $1,194 extra every year for auto insurance in South Hampton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Hampton, NH Savings / Yr. |
|---|---|
$346 |
|
$500 |
|
$425 |
|
$605 |
|
$1,358 |
|
$351 |
|
$655 |
South Hampton Car Insurance vs. New Hampshire
People living in South Hampton pay an average of 1.26% less than the typical driver in the state. The average driver in South Hampton can expect to pay about $715 per year, or $1,194 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Hampton for most people.
Car Insurance Prices by South Hampton Neighborhood
Insurance Prices
Where is insurance cheapest within South Hampton?
The map shows insurance prices in and around South Hampton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,194 to a low of $1,194. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Hampton.Pick the Best Car Insurance Company for You in South Hampton
The best car insurance provider for most drivers in South Hampton
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $346 over the average South Hampton car insurance company.
The best car insurance provider for South Hampton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $500 over the competition.
The best car insurance company for South Hampton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $425 better than other car insurance companies.
The best auto insurance for South Hampton drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $605 less each year.
The least expensive car insurance company for new and young drivers in South Hampton
In South Hampton, Concord Group Insurance costs young drivers $1,358 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Hampton
Geico gave the largest car insurance discounts to married couples, averaging $351 saved each year compared to an average South Hampton couple's premiums.
The cheapest car insurance in South Hampton for drivers with bad credit
The best South Hampton car insurance company for customer service
Nationwide was the best company for customer service in South Hampton according to the NAIC.
Recent price drops
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The cheapest large national provider in South Hampton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Hampton driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Hampton, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around South Hampton
What Influences the Cost of Car Insurance in South Hampton?
On average, car insurance in South Hampton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Hampton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Hampton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Hampton is $60 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kensington: Insurance costs 1.59% more
- Amesbury Town: Insurance costs 33.67% more
- East Kingston: Insurance costs 1.76% more
- Amesbury: Insurance costs 31.32% more
- Merrimac: Insurance costs 31.83% more
- Newton: Insurance costs 3.60% more
- Hampton Falls: Insurance costs 0.59% less
- Seabrook: Insurance costs 3.77% more
- Kingston: Insurance costs 2.51% more
- Salisbury: Insurance costs 33.08% more
Cities with Similar Populations
- North Liberty: Insurance costs 8.54% less
- Pueblo Pintado: Insurance costs 22.03% more
- Protivin: Insurance costs 3.02% more
- Prior: Insurance costs 46.65% more
- Prewitt: Insurance costs 81.24% more
- Preston: Insurance costs 43.30% more
- Preston: Insurance costs 77.64% more
- Prairie Lea: Insurance costs 35.18% more
- Powers Lake: Insurance costs 4.61% less
- Potomac Shores: Insurance costs 48.66% more