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Get Cheap Car Insurance in Hampton Station, TN
We monitor insurance prices, helping the average driver in Hampton Station save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Hampton Station
The chart below shows the cheapest car insurance company in Hampton Station for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Hampton Station Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $57 |
| Farmers Insurance | $58 |
| Safeco Insurance | $58 |
Savings for Every Kind of Hampton Station Driver
Based on our extensive insurance data, we know the average Hampton Station driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Hampton Station residents are paying out over $1,361 extra every year for auto insurance in Hampton Station. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hampton Station, TN Savings / Yr. |
|---|---|
$347 |
|
$627 |
|
$463 |
|
$530 |
|
$1,365 |
|
$329 |
|
$568 |
Hampton Station Car Insurance vs. Tennessee
People living in Hampton Station pay an average of 1.30% less than the typical driver in the state. The average driver in Hampton Station can expect to pay about $857 per year, or $1,361 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Hampton Station for most people.
Car Insurance Prices by Hampton Station Neighborhood
Insurance Prices
Where is insurance cheapest within Hampton Station?
The map shows insurance prices in and around Hampton Station, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $85 per year within the city boundaries, with insurance premiums ranging from a high of $1,417 to a low of $1,332. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Hampton Station.Pick the Best Car Insurance Company for You in Hampton Station
The best car insurance provider for most drivers in Hampton Station
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $347 over the average Hampton Station car insurance company.
The best car insurance provider for Hampton Station drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $627 over the competition.
The best car insurance company for Hampton Station drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $463 better than other car insurance companies.
The best auto insurance for Hampton Station drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $530 less each year.
The least expensive car insurance company for new and young drivers in Hampton Station
In Hampton Station, State Farm costs young drivers $1,365 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hampton Station
State Farm gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average Hampton Station couple's premiums.
The cheapest car insurance in Hampton Station for drivers with bad credit
The best Hampton Station car insurance company for customer service
Nationwide was the best company for customer service in Hampton Station according to the NAIC.
Recent price drops
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The cheapest large national provider in Hampton Station
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hampton Station driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hampton Station, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Hampton Station
What Influences the Cost of Car Insurance in Hampton Station?
On average, car insurance in Hampton Station is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hampton Station is 32 minutes, which is a little less than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hampton Station are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Hampton Station is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hampton Station is $71 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sadlersville: Insurance costs 2.72% less
- Guthrie: Insurance costs 50.26% more
- Port Royal: Insurance costs 2.79% less
- Clarksville: Insurance costs 4.11% more
- Adams: Insurance costs 3.09% less
- Hadensville: Insurance costs 48.64% more
- Trenton: Insurance costs 47.91% more
- St. Elmo: Insurance costs 48.13% more
- Oak Grove: Insurance costs 58.85% more
- Stroudsville: Insurance costs the same
Cities with Similar Populations
- Redfield: Insurance costs 24.03% more
- East Waterboro: Insurance costs 30.27% less
- Edinburg: Insurance costs 2.72% more
- Fort Pierre: Insurance costs 19.91% more
- Hale Center: Insurance costs 31.23% more
- Michie: Insurance costs 2.06% less
- Olin: Insurance costs 11.32% less
- Pierce: Insurance costs 31.89% more
- Pinson: Insurance costs 1.84% less
- Anderson: Insurance costs 16.31% more