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Get Cheap Car Insurance in Hartford, AL
We monitor insurance prices, helping the average driver in Hartford save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Hartford
The chart below shows the cheapest car insurance company in Hartford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Hartford Insurer | Monthly Cost |
|---|---|
| Travelers | $64 |
| Gainsco | $67 |
| State Farm | $70 |
| Safe Auto | $71 |
Savings for Every Kind of Hartford Driver
Based on our extensive insurance data, we know the average Hartford driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Hartford residents are paying out over $1,443 extra every year for auto insurance in Hartford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hartford, AL Savings / Yr. |
|---|---|
$357 |
|
$486 |
|
$455 |
|
$517 |
|
$1,121 |
|
$62 |
|
$305 |
Hartford Car Insurance vs. Alabama
People living in Hartford pay an average of 10.00% less than the typical driver in the state. The average driver in Hartford can expect to pay about $952 per year, or $1,443 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hartford for most people.
Car Insurance Prices by Hartford Neighborhood
Insurance Prices
Where is insurance cheapest within Hartford?
The map shows insurance prices in and around Hartford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $140 per year within the city boundaries, with insurance premiums ranging from a high of $1,503 to a low of $1,363. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Hartford.Pick the Best Car Insurance Company for You in Hartford
The best car insurance provider for most drivers in Hartford
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $357 over the average Hartford car insurance company.
The best car insurance provider for Hartford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $486 over the competition.
The best car insurance company for Hartford drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $455 better than other car insurance companies.
The best auto insurance for Hartford drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $517 less each year.
The least expensive car insurance company for new and young drivers in Hartford
In Hartford, Travelers costs young drivers $1,121 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hartford
State Farm gave the largest car insurance discounts to married couples, averaging $62 saved each year compared to an average Hartford couple's premiums.
The cheapest car insurance in Hartford for drivers with bad credit
The best Hartford car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hartford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hartford driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hartford, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Hartford
What Influences the Cost of Car Insurance in Hartford?
On average, car insurance in Hartford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hartford is 31 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hartford are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Hartford is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hartford is $79 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Highbluff: Insurance costs 1.39% less
- Black: Insurance costs 3.47% more
- Slocomb: Insurance costs 0.69% less
- Bellwood: Insurance costs 2.56% less
- Esto: Insurance costs 56.13% more
- Malvern: Insurance costs 0.35% less
- Holland Crossroads: Insurance costs 56.62% more
- Thurston: Insurance costs 2.15% less
- Geneva: Insurance costs 1.25% more
- Chancellor: Insurance costs 3.26% less
Cities with Similar Populations
- James City: Insurance costs 16.70% less
- Johnson: Insurance costs 11.43% more
- Jessup: Insurance costs 5.47% less
- Jermyn: Insurance costs 4.78% less
- Jeffersonville: Insurance costs 50.17% more
- Jefferson: Insurance costs 1.18% more
- Jefferson: Insurance costs 23.91% more
- Jay: Insurance costs 18.78% more
- Jamestown: Insurance costs 51.63% more
- Kaneohe Station: Insurance costs 6.31% less