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Get Cheap Car Insurance in Hartland, ND
We monitor insurance prices, helping the average driver in Hartland save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Hartland
The chart below shows the cheapest car insurance company in Hartland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Hartland Insurer | Monthly Cost |
|---|---|
| State Farm | $34 |
| Midvale Home & Auto | $35 |
| American Family Insurance | $35 |
| Auto-Owners Insurance | $39 |
Savings for Every Kind of Hartland Driver
Based on our extensive insurance data, we know the average Hartland driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some Hartland residents are paying out over $1,497 extra every year for auto insurance in Hartland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hartland, ND Savings / Yr. |
|---|---|
$415 |
|
$546 |
|
$383 |
|
$495 |
|
$1,185 |
|
$381 |
|
$467 |
Hartland Car Insurance vs. North Dakota
People living in Hartland pay an average of 5.19% more than the typical driver in the state. The average driver in Hartland can expect to pay about $519 per year, or $1,497 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Hartland for most people.
Car Insurance Prices by Hartland Neighborhood
Insurance Prices
Where is insurance cheapest within Hartland?
The map shows insurance prices in and around Hartland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,523 to a low of $1,496. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Hartland.Pick the Best Car Insurance Company for You in Hartland
The best car insurance provider for most drivers in Hartland
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $415 over the average Hartland car insurance company.
The best car insurance provider for Hartland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $546 over the competition.
The best car insurance company for Hartland drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $383 better than other car insurance companies.
The best auto insurance for Hartland drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $495 less each year.
The least expensive car insurance company for new and young drivers in Hartland
In Hartland, State Farm costs young drivers $1,185 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hartland
State Farm gave the largest car insurance discounts to married couples, averaging $381 saved each year compared to an average Hartland couple's premiums.
The cheapest car insurance in Hartland for drivers with bad credit
The best Hartland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hartland
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hartland driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hartland, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Hartland
What Influences the Cost of Car Insurance in Hartland?
On average, car insurance in Hartland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hartland is 36 minutes, which is far more than average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hartland are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Hartland is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hartland is $43 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carpio: Insurance costs 3.01% more
- Foxholm: Insurance costs 2.67% more
- Donnybrook: Insurance costs 2.34% more
- Berthold: Insurance costs 0.67% more
- Tagus: Insurance costs 1.87% more
- Lansford: Insurance costs 0.27% less
- Minot Afb: Insurance costs 0.47% less
- Lone Tree: Insurance costs 0.40% more
- Glenburn: Insurance costs the same
- Tolley: Insurance costs 1.07% more
Cities with Similar Populations
- Thebes: Insurance costs 11.36% more
- Witherspoon: Insurance costs 12.22% more
- Daniels: Insurance costs 26.39% less
- Danzig: Insurance costs 3.74% less
- Dayson: Insurance costs 82.50% more
- Decker: Insurance costs 13.09% more
- Deer Land: Insurance costs 16.77% more
- Delran: Insurance costs 23.45% more
- Willis: Insurance costs 1.27% more
- Denny: Insurance costs 20.31% more