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Get Cheap Car Insurance in Berthold, ND
We monitor insurance prices, helping the average driver in Berthold save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Berthold
The chart below shows the cheapest car insurance company in Berthold for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Berthold Insurer | Monthly Cost |
|---|---|
| State Farm | $35 |
| Midvale Home & Auto | $35 |
| American Family Insurance | $35 |
| Auto-Owners Insurance | $39 |
Savings for Every Kind of Berthold Driver
Based on our extensive insurance data, we know the average Berthold driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some Berthold residents are paying out over $1,507 extra every year for auto insurance in Berthold. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Berthold, ND Savings / Yr. |
|---|---|
$418 |
|
$550 |
|
$385 |
|
$499 |
|
$1,193 |
|
$383 |
|
$470 |
Berthold Car Insurance vs. North Dakota
People living in Berthold pay an average of 5.90% more than the typical driver in the state. The average driver in Berthold can expect to pay about $522 per year, or $1,507 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Berthold for most people.
Car Insurance Prices by Berthold Neighborhood
Insurance Prices
Where is insurance cheapest within Berthold?
The map shows insurance prices in and around Berthold, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,544 to a low of $1,488. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Berthold.Pick the Best Car Insurance Company for You in Berthold
The best car insurance provider for most drivers in Berthold
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $418 over the average Berthold car insurance company.
The best car insurance provider for Berthold drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $550 over the competition.
The best car insurance company for Berthold drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $385 better than other car insurance companies.
The best auto insurance for Berthold drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $499 less each year.
The least expensive car insurance company for new and young drivers in Berthold
In Berthold, State Farm costs young drivers $1,193 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Berthold
State Farm gave the largest car insurance discounts to married couples, averaging $383 saved each year compared to an average Berthold couple's premiums.
The cheapest car insurance in Berthold for drivers with bad credit
The best Berthold car insurance company for customer service
Recent price drops
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The cheapest large national provider in Berthold
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Berthold driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Berthold, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Berthold
What Influences the Cost of Car Insurance in Berthold?
On average, car insurance in Berthold is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Berthold is 37 minutes, which is far more than average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Berthold are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Berthold is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Berthold is $44 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lone Tree: Insurance costs 0.27% less
- Tagus: Insurance costs 1.19% more
- Carpio: Insurance costs 2.32% more
- Foxholm: Insurance costs 1.99% more
- Des Lacs: Insurance costs 1.79% less
- Hartland: Insurance costs 0.66% less
- Burlington: Insurance costs 1.79% less
- Blaisdell: Insurance costs 1.06% more
- Donnybrook: Insurance costs 1.66% more
- Minot Afb: Insurance costs 1.13% less
Cities with Similar Populations
- Alto Pass: Insurance costs 4.98% less
- Zena: Insurance costs 12.54% more
- Yelvington: Insurance costs 35.50% more
- Springtown: Insurance costs 21.83% more
- Long Ridge: Insurance costs 39.02% more
- South Byron: Insurance costs 30.59% less
- London Mills: Insurance costs 4.71% less
- Logansville: Insurance costs 29.20% less
- South Hanlon: Insurance costs 9.62% more
- South Ponte Vedra Beach: Insurance costs 56.14% more