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Get Cheap Car Insurance in South Ponte Vedra Beach, FL
We monitor insurance prices, helping the average driver in South Ponte Vedra Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Ponte Vedra Beach
The chart below shows the cheapest car insurance company in South Ponte Vedra Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| South Ponte Vedra Beach Insurer | Monthly Cost |
|---|---|
| Geico | $112 |
| State Farm | $119 |
| Gainsco | $155 |
| Bristol West | $155 |
Savings for Every Kind of South Ponte Vedra Beach Driver
Based on our extensive insurance data, we know the average South Ponte Vedra Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $688 per year by choosing the right vehicle insurance company. Some South Ponte Vedra Beach residents are paying out over $2,353 extra every year for auto insurance in South Ponte Vedra Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Ponte Vedra Beach, FL Savings / Yr. |
|---|---|
$688 |
|
$1,011 |
|
$777 |
|
$769 |
|
$2,444 |
|
$668 |
|
$973 |
South Ponte Vedra Beach Car Insurance vs. Florida
People living in South Ponte Vedra Beach pay an average of 10.96% less than the typical driver in the state. The average driver in South Ponte Vedra Beach can expect to pay about $2,148 per year, or $2,353 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Ponte Vedra Beach for most people.
Car Insurance Prices by South Ponte Vedra Beach Neighborhood
Insurance Prices
Where is insurance cheapest within South Ponte Vedra Beach?
The map shows insurance prices in and around South Ponte Vedra Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $117 per year within the city boundaries, with insurance premiums ranging from a high of $2,409 to a low of $2,292. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of South Ponte Vedra Beach.Pick the Best Car Insurance Company for You in South Ponte Vedra Beach
The best car insurance provider for most drivers in South Ponte Vedra Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $688 over the average South Ponte Vedra Beach car insurance company.
The best car insurance provider for South Ponte Vedra Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,011 over the competition.
The best car insurance company for South Ponte Vedra Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $777 better than other car insurance companies.
The best auto insurance for South Ponte Vedra Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $769 less each year.
The least expensive car insurance company for new and young drivers in South Ponte Vedra Beach
In South Ponte Vedra Beach, Geico costs young drivers $2,444 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Ponte Vedra Beach
Geico gave the largest car insurance discounts to married couples, averaging $668 saved each year compared to an average South Ponte Vedra Beach couple's premiums.
The cheapest car insurance in South Ponte Vedra Beach for drivers with bad credit
The best South Ponte Vedra Beach car insurance company for customer service
Allstate was the best company for customer service in South Ponte Vedra Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in South Ponte Vedra Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Ponte Vedra Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Ponte Vedra Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Ponte Vedra Beach
What Influences the Cost of Car Insurance in South Ponte Vedra Beach?
On average, car insurance in South Ponte Vedra Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Ponte Vedra Beach is 25 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Ponte Vedra Beach are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- South Ponte Vedra Beach has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Ponte Vedra Beach is $179 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Vilano Beach: Insurance costs 0.93% more
- Ponte Vedra Beach: Insurance costs 4.25% more
- Ponte Vedra: Insurance costs 1.02% more
- St. Augustine: Insurance costs 1.06% more
- Sherwood Forest: Insurance costs 0.64% less
- World Golf Village: Insurance costs 3.31% more
- Fruit Cove: Insurance costs 5.91% more
- West Tocoi: Insurance costs 1.44% more
- Magnolia Springs: Insurance costs 3.91% more
- Walkill: Insurance costs 1.87% more
Cities with Similar Populations
- Mendon: Insurance costs 50.32% less
- Sand Creek: Insurance costs 18.32% more
- Ryo: Insurance costs 25.84% less
- Rutledge: Insurance costs 24.22% less
- Roxbury: Insurance costs 53.08% less
- Mineral Spring: Insurance costs 23.93% less
- Milroy: Insurance costs 34.76% less
- Mikana: Insurance costs 50.02% less
- Midway: Insurance costs 31.87% less
- Middletown: Insurance costs 40.54% less