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Get Cheap Car Insurance in Vilano Beach, FL
We monitor insurance prices, helping the average driver in Vilano Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Vilano Beach
The chart below shows the cheapest car insurance company in Vilano Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Vilano Beach Insurer | Monthly Cost |
|---|---|
| Geico | $113 |
| State Farm | $120 |
| Gainsco | $157 |
| Bristol West | $157 |
Savings for Every Kind of Vilano Beach Driver
Based on our extensive insurance data, we know the average Vilano Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $695 per year by choosing the right vehicle insurance company. Some Vilano Beach residents are paying out over $2,375 extra every year for auto insurance in Vilano Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Vilano Beach, FL Savings / Yr. |
|---|---|
$695 |
|
$1,020 |
|
$785 |
|
$777 |
|
$2,468 |
|
$674 |
|
$983 |
Vilano Beach Car Insurance vs. Florida
People living in Vilano Beach pay an average of 10.10% less than the typical driver in the state. The average driver in Vilano Beach can expect to pay about $2,168 per year, or $2,375 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Vilano Beach for most people.
Car Insurance Prices by Vilano Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Vilano Beach?
The map shows insurance prices in and around Vilano Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $117 per year within the city boundaries, with insurance premiums ranging from a high of $2,409 to a low of $2,292. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Vilano Beach.Pick the Best Car Insurance Company for You in Vilano Beach
The best car insurance provider for most drivers in Vilano Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $695 over the average Vilano Beach car insurance company.
The best car insurance provider for Vilano Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,020 over the competition.
The best car insurance company for Vilano Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $785 better than other car insurance companies.
The best auto insurance for Vilano Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $777 less each year.
The least expensive car insurance company for new and young drivers in Vilano Beach
In Vilano Beach, Geico costs young drivers $2,468 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Vilano Beach
Geico gave the largest car insurance discounts to married couples, averaging $674 saved each year compared to an average Vilano Beach couple's premiums.
The cheapest car insurance in Vilano Beach for drivers with bad credit
The best Vilano Beach car insurance company for customer service
Allstate was the best company for customer service in Vilano Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Vilano Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Vilano Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Vilano Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Vilano Beach
What Influences the Cost of Car Insurance in Vilano Beach?
On average, car insurance in Vilano Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Vilano Beach are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Vilano Beach is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Vilano Beach is $181 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Ponte Vedra Beach: Insurance costs 0.93% less
- St. Augustine: Insurance costs 0.13% more
- St. Augustine South: Insurance costs 0.42% less
- World Golf Village: Insurance costs 2.36% more
- St. Augustine Beach: Insurance costs 0.13% more
- Sherwood Forest: Insurance costs 1.56% less
- St. Augustine Shores: Insurance costs 1.26% less
- Vermont Heights: Insurance costs 0.08% less
- West Tocoi: Insurance costs 0.51% more
- Federal Point: Insurance costs 2.27% more
Cities with Similar Populations
- Goldsboro: Insurance costs 24.04% less
- Tunnel City: Insurance costs 53.47% less
- Turkey Creek: Insurance costs 26.65% more
- University Heights: Insurance costs 51.20% less
- Utica: Insurance costs 41.47% less
- Van Buren: Insurance costs 24.80% less
- Wauzeka: Insurance costs 52.13% less
- Hardyville: Insurance costs 12.93% less
- Green Isle: Insurance costs 32.76% less
- Trail: Insurance costs 40.93% less