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Get Cheap Car Insurance in Long Ridge, KY
We monitor insurance prices, helping the average driver in Long Ridge save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Long Ridge
The chart below shows the cheapest car insurance company in Long Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Long Ridge Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Long Ridge Driver
Based on our extensive insurance data, we know the average Long Ridge driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $529 per year by choosing the right vehicle insurance company. Some Long Ridge residents are paying out over $2,095 extra every year for auto insurance in Long Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Long Ridge, KY Savings / Yr. |
|---|---|
$529 |
|
$868 |
|
$854 |
|
$864 |
|
$1,710 |
|
$572 |
|
$917 |
Long Ridge Car Insurance vs. Kentucky
People living in Long Ridge pay an average of 1.82% less than the typical driver in the state. The average driver in Long Ridge can expect to pay about $1,079 per year, or $2,095 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Long Ridge for most people.
Car Insurance Prices by Long Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Long Ridge?
The map shows insurance prices in and around Long Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $2,106 to a low of $2,084. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Long Ridge.Pick the Best Car Insurance Company for You in Long Ridge
The best car insurance provider for most drivers in Long Ridge
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $529 over the average Long Ridge car insurance company.
The best car insurance provider for Long Ridge drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Long Ridge drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $854 better than other car insurance companies.
The best auto insurance for Long Ridge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $864 less each year.
The least expensive car insurance company for new and young drivers in Long Ridge
In Long Ridge, State Farm costs young drivers $1,710 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Long Ridge
State Farm gave the largest car insurance discounts to married couples, averaging $572 saved each year compared to an average Long Ridge couple's premiums.
The cheapest car insurance in Long Ridge for drivers with bad credit
The best Long Ridge car insurance company for customer service
Nationwide was the best company for customer service in Long Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Long Ridge
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Long Ridge driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Long Ridge, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Long Ridge
What Influences the Cost of Car Insurance in Long Ridge?
On average, car insurance in Long Ridge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Long Ridge are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Long Ridge is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Long Ridge is $90 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Liberty: Insurance costs 0.53% less
- Owenton: Insurance costs 0.72% more
- Squiresville: Insurance costs 4.20% more
- Holbrook: Insurance costs 0.14% less
- Jonesville: Insurance costs 0.72% more
- Wheatley: Insurance costs 1.53% less
- Sparta: Insurance costs 1.48% less
- Gratz: Insurance costs 5.39% more
- Hesler: Insurance costs 0.24% more
- Stewartsville: Insurance costs 0.81% less
Cities with Similar Populations
- Cornell: Insurance costs 1.15% less
- Wesley: Insurance costs 42.39% less
- Wells: Insurance costs 1.53% more
- Webbs: Insurance costs 2.72% more
- Vento: Insurance costs 1.53% more
- University at Buffalo: Insurance costs 18.42% more
- East Lebanon: Insurance costs 54.46% less
- Dennard: Insurance costs 20.67% less
- Delong: Insurance costs 42.29% less
- Day: Insurance costs 19.19% less