Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in University at Buffalo, NY
We monitor insurance prices, helping the average driver in University at Buffalo save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in University at Buffalo
The chart below shows the cheapest car insurance company in University at Buffalo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| University at Buffalo Insurer | Monthly Cost |
|---|---|
| Kemper | $91 |
| Plymouth Rock Assurance | $122 |
| Safeco Insurance | $131 |
| Geico | $136 |
Savings for Every Kind of University at Buffalo Driver
Based on our extensive insurance data, we know the average University at Buffalo driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $740 per year by choosing the right vehicle insurance company. Some University at Buffalo residents are paying out over $2,481 extra every year for auto insurance in University at Buffalo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University at Buffalo, NY Savings / Yr. |
|---|---|
$740 |
|
$472 |
|
$942 |
|
$954 |
|
$2,336 |
|
$782 |
|
$1,245 |
University at Buffalo Car Insurance vs. New York
People living in University at Buffalo pay an average of 2.31% more than the typical driver in the state. The average driver in University at Buffalo can expect to pay about $1,800 per year, or $2,481 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in University at Buffalo for most people.
Car Insurance Prices by University at Buffalo Neighborhood
Insurance Prices
Where is insurance cheapest within University at Buffalo?
The map shows insurance prices in and around University at Buffalo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,481 to a low of $2,481. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of University at Buffalo.Pick the Best Car Insurance Company for You in University at Buffalo
The best car insurance provider for most drivers in University at Buffalo
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $740 over the average University at Buffalo car insurance company.
The best car insurance provider for University at Buffalo drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $472 over the competition.
The best car insurance company for University at Buffalo drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $942 better than other car insurance companies.
The best auto insurance for University at Buffalo drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $954 less each year.
The least expensive car insurance company for new and young drivers in University at Buffalo
In University at Buffalo, Progressive costs young drivers $2,336 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University at Buffalo
Progressive gave the largest car insurance discounts to married couples, averaging $782 saved each year compared to an average University at Buffalo couple's premiums.
The cheapest car insurance in University at Buffalo for drivers with bad credit
The best University at Buffalo car insurance company for customer service
Nationwide was the best company for customer service in University at Buffalo according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in University at Buffalo, which was better than other insurers.
The cheapest large national provider in University at Buffalo
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University at Buffalo driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University at Buffalo, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around University at Buffalo
What Influences the Cost of Car Insurance in University at Buffalo?
On average, car insurance in University at Buffalo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University at Buffalo are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- University at Buffalo is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University at Buffalo is $150 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eggertsville: Insurance costs 3.51% less
- Getzville: Insurance costs 4.80% less
- Tonawanda: Insurance costs 6.57% less
- Williamsville: Insurance costs 8.63% less
- Kenmore: Insurance costs 4.68% less
- East Amherst: Insurance costs 6.01% less
- Buffalo: Insurance costs 3.31% less
- North Tonawanda: Insurance costs 7.42% less
- Harris Hill: Insurance costs 8.38% less
- Cheektowaga: Insurance costs 5.40% less
Cities with Similar Populations
- Vershire: Insurance costs 51.43% less
- Beaver Falls: Insurance costs 16.93% less
- Tremaine Corners: Insurance costs 12.37% more
- Bennett: Insurance costs 4.43% less
- Tusayan: Insurance costs 30.71% less
- Beverly Beach: Insurance costs 45.14% less
- Big Sur: Insurance costs 27.81% less
- Biggsville: Insurance costs 42.04% less
- Bird City: Insurance costs 35.47% less
- Boomer: Insurance costs 38.86% less