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Get Cheap Car Insurance in Beaver Falls, NY
We monitor insurance prices, helping the average driver in Beaver Falls save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Beaver Falls
The chart below shows the cheapest car insurance company in Beaver Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Beaver Falls Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $109 |
| Geico | $113 |
Savings for Every Kind of Beaver Falls Driver
Based on our extensive insurance data, we know the average Beaver Falls driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $614 per year by choosing the right vehicle insurance company. Some Beaver Falls residents are paying out over $2,061 extra every year for auto insurance in Beaver Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Beaver Falls, NY Savings / Yr. |
|---|---|
$614 |
|
$392 |
|
$783 |
|
$792 |
|
$1,940 |
|
$649 |
|
$1,034 |
Beaver Falls Car Insurance vs. New York
People living in Beaver Falls pay an average of 15.01% less than the typical driver in the state. The average driver in Beaver Falls can expect to pay about $1,495 per year, or $2,061 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Beaver Falls for most people.
Car Insurance Prices by Beaver Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Beaver Falls?
The map shows insurance prices in and around Beaver Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $2,085 to a low of $2,042. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Beaver Falls.Pick the Best Car Insurance Company for You in Beaver Falls
The best car insurance provider for most drivers in Beaver Falls
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $614 over the average Beaver Falls car insurance company.
The best car insurance provider for Beaver Falls drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $392 over the competition.
The best car insurance company for Beaver Falls drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $783 better than other car insurance companies.
The best auto insurance for Beaver Falls drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $792 less each year.
The least expensive car insurance company for new and young drivers in Beaver Falls
In Beaver Falls, Progressive costs young drivers $1,940 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Beaver Falls
Progressive gave the largest car insurance discounts to married couples, averaging $649 saved each year compared to an average Beaver Falls couple's premiums.
The cheapest car insurance in Beaver Falls for drivers with bad credit
The best Beaver Falls car insurance company for customer service
Nationwide was the best company for customer service in Beaver Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Beaver Falls
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Beaver Falls driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Beaver Falls, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Beaver Falls
What Influences the Cost of Car Insurance in Beaver Falls?
On average, car insurance in Beaver Falls is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Beaver Falls is 33 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Beaver Falls are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Beaver Falls is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Beaver Falls is $125 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Castorland: Insurance costs 0.78% less
- Croghan: Insurance costs 0.78% more
- New Bremen: Insurance costs 0.24% more
- Naumburg: Insurance costs 0.68% less
- Kirschnerville: Insurance costs 1.21% more
- Indian River: Insurance costs 0.29% more
- Deer River: Insurance costs 1.70% more
- Dadville: Insurance costs 0.78% more
- Petries Corners: Insurance costs 0.05% more
- Lowville: Insurance costs 1.16% more
Cities with Similar Populations
- San Simon: Insurance costs 24.31% less
- Payne Beach: Insurance costs 10.87% more
- Pine Hill: Insurance costs 9.66% more
- Pipersville: Insurance costs 47.36% less
- Portage Des Sioux: Insurance costs 12.52% less
- Coolidge: Insurance costs 27.03% less
- Cloverdale: Insurance costs 9.32% less
- Salsbury Cove: Insurance costs 54.15% less
- San Ardo: Insurance costs 13.59% less
- Clark: Insurance costs 35.86% less