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Get Cheap Car Insurance in Pine Hill, KY
We monitor insurance prices, helping the average driver in Pine Hill save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Pine Hill
The chart below shows the cheapest car insurance company in Pine Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Pine Hill Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $102 |
Savings for Every Kind of Pine Hill Driver
Based on our extensive insurance data, we know the average Pine Hill driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $571 per year by choosing the right vehicle insurance company. Some Pine Hill residents are paying out over $2,260 extra every year for auto insurance in Pine Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Hill, KY Savings / Yr. |
|---|---|
$571 |
|
$936 |
|
$921 |
|
$932 |
|
$1,845 |
|
$617 |
|
$989 |
Pine Hill Car Insurance vs. Kentucky
People living in Pine Hill pay an average of 5.90% more than the typical driver in the state. The average driver in Pine Hill can expect to pay about $1,164 per year, or $2,260 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pine Hill for most people.
Car Insurance Prices by Pine Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Hill?
The map shows insurance prices in and around Pine Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,260 to a low of $2,260. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Pine Hill.Pick the Best Car Insurance Company for You in Pine Hill
The best car insurance provider for most drivers in Pine Hill
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $571 over the average Pine Hill car insurance company.
The best car insurance provider for Pine Hill drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $936 over the competition.
The best car insurance company for Pine Hill drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $921 better than other car insurance companies.
The best auto insurance for Pine Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $932 less each year.
The least expensive car insurance company for new and young drivers in Pine Hill
In Pine Hill, State Farm costs young drivers $1,845 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Hill
State Farm gave the largest car insurance discounts to married couples, averaging $617 saved each year compared to an average Pine Hill couple's premiums.
The cheapest car insurance in Pine Hill for drivers with bad credit
The best Pine Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pine Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pine Hill driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Hill, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Pine Hill
What Influences the Cost of Car Insurance in Pine Hill?
On average, car insurance in Pine Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Pine Hill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Hill is $97 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Burr: Insurance costs 0.18% more
- Livingston: Insurance costs 1.64% less
- Orlando: Insurance costs 0.40% less
- Lamero: Insurance costs 0.62% less
- Mount Vernon: Insurance costs 4.78% less
- Wildie: Insurance costs 4.38% less
- Luner: Insurance costs 3.32% less
- Hazel Patch: Insurance costs 6.55% less
- Sand Springs: Insurance costs 0.27% more
- Brodhead: Insurance costs 4.65% less
Cities with Similar Populations
- Christs Rock: Insurance costs 17.04% less
- Drane: Insurance costs 28.14% less
- Diamond City: Insurance costs 35.49% less
- Dexterville: Insurance costs 7.17% less
- Colony: Insurance costs 32.26% less
- Cohoctah: Insurance costs 28.05% more
- Cloverdale: Insurance costs 17.30% less
- Clemons: Insurance costs 25.40% less
- Clay: Insurance costs 49.82% less
- Clarksdale: Insurance costs 23.41% less