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Get Cheap Car Insurance in Harvest, AL
We monitor insurance prices, helping the average driver in Harvest save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Harvest
The chart below shows the cheapest car insurance company in Harvest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Harvest Insurer | Monthly Cost |
|---|---|
| Travelers | $72 |
| Gainsco | $75 |
| State Farm | $79 |
| Safe Auto | $80 |
Savings for Every Kind of Harvest Driver
Based on our extensive insurance data, we know the average Harvest driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $403 per year by choosing the right vehicle insurance company. Some Harvest residents are paying out over $1,626 extra every year for auto insurance in Harvest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harvest, AL Savings / Yr. |
|---|---|
$403 |
|
$548 |
|
$513 |
|
$582 |
|
$1,264 |
|
$70 |
|
$344 |
Harvest Car Insurance vs. Alabama
People living in Harvest pay an average of 1.41% more than the typical driver in the state. The average driver in Harvest can expect to pay about $1,073 per year, or $1,626 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Harvest for most people.
Car Insurance Prices by Harvest Neighborhood
Insurance Prices
Where is insurance cheapest within Harvest?
The map shows insurance prices in and around Harvest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $186 per year within the city boundaries, with insurance premiums ranging from a high of $1,702 to a low of $1,516. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Harvest.Pick the Best Car Insurance Company for You in Harvest
The best car insurance provider for most drivers in Harvest
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $403 over the average Harvest car insurance company.
The best car insurance provider for Harvest drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $548 over the competition.
The best car insurance company for Harvest drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $513 better than other car insurance companies.
The best auto insurance for Harvest drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $582 less each year.
The least expensive car insurance company for new and young drivers in Harvest
In Harvest, Travelers costs young drivers $1,264 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harvest
State Farm gave the largest car insurance discounts to married couples, averaging $70 saved each year compared to an average Harvest couple's premiums.
The cheapest car insurance in Harvest for drivers with bad credit
The best Harvest car insurance company for customer service
Recent price drops
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The cheapest large national provider in Harvest
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Harvest driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harvest, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Harvest
What Influences the Cost of Car Insurance in Harvest?
On average, car insurance in Harvest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Harvest are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Harvest is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Harvest is $89 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Center Hill: Insurance costs 3.87% less
- Madison: Insurance costs 2.58% less
- Toney: Insurance costs 2.46% less
- Ardmore: Insurance costs 4.49% less
- Thach: Insurance costs 7.50% less
- Holland Gin: Insurance costs 7.75% less
- Tanner Crossroads: Insurance costs 6.21% less
- Athens: Insurance costs 4.18% less
- Meridianville: Insurance costs 3.57% less
- Huntsville: Insurance costs 3.20% less
Cities with Similar Populations
- Allendale: Insurance costs 69.37% more
- Zeeland: Insurance costs 59.47% more
- Yorkville: Insurance costs 9.41% less
- York: Insurance costs 2.46% more
- Yelm: Insurance costs 10.15% less
- Wright: Insurance costs 45.82% more
- Winona: Insurance costs 4.43% less
- Wethersfield: Insurance costs 26.32% more
- Westport: Insurance costs 27.43% more
- Benicia: Insurance costs 25.03% more