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Get Cheap Car Insurance in Hedley, TX
We monitor insurance prices, helping the average driver in Hedley save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Hedley
The chart below shows the cheapest car insurance company in Hedley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Hedley Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $62 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of Hedley Driver
Based on our extensive insurance data, we know the average Hedley driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $376 per year by choosing the right vehicle insurance company. Some Hedley residents are paying out over $1,829 extra every year for auto insurance in Hedley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hedley, TX Savings / Yr. |
|---|---|
$376 |
|
$861 |
|
$759 |
|
$869 |
|
$1,323 |
|
$500 |
|
$546 |
Hedley Car Insurance vs. Texas
People living in Hedley pay an average of 6.42% less than the typical driver in the state. The average driver in Hedley can expect to pay about $1,089 per year, or $1,829 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Hedley for most people.
Car Insurance Prices by Hedley Neighborhood
Insurance Prices
Where is insurance cheapest within Hedley?
The map shows insurance prices in and around Hedley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $127 per year within the city boundaries, with insurance premiums ranging from a high of $1,955 to a low of $1,828. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Hedley.Pick the Best Car Insurance Company for You in Hedley
The best car insurance provider for most drivers in Hedley
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $376 over the average Hedley car insurance company.
The best car insurance provider for Hedley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $861 over the competition.
The best car insurance company for Hedley drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $759 better than other car insurance companies.
The best auto insurance for Hedley drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $869 less each year.
The least expensive car insurance company for new and young drivers in Hedley
In Hedley, State Farm costs young drivers $1,323 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hedley
State Farm gave the largest car insurance discounts to married couples, averaging $500 saved each year compared to an average Hedley couple's premiums.
The cheapest car insurance in Hedley for drivers with bad credit
The best Hedley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hedley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hedley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hedley, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Hedley
What Influences the Cost of Car Insurance in Hedley?
On average, car insurance in Hedley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hedley is 25 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hedley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Hedley is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hedley is $91 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lelia Lake: Insurance costs 2.02% more
- Memphis: Insurance costs 1.09% more
- Clarendon: Insurance costs 5.47% more
- Quail: Insurance costs 7.76% less
- South Brice: Insurance costs 6.89% more
- Rolla: Insurance costs 7.05% less
- Wellington: Insurance costs 4.65% more
- Samnorwood: Insurance costs 7.76% less
- Paloduro: Insurance costs 0.98% more
- Dodson: Insurance costs 7.33% less
Cities with Similar Populations
- Salem: Insurance costs 33.62% more
- Milledgeville: Insurance costs 15.04% more
- Montpelier: Insurance costs 24.33% less
- Rock Island: Insurance costs 12.08% less
- RoEllen: Insurance costs 21.87% less
- Rolling Hills: Insurance costs 35.05% less
- Romance: Insurance costs 18.26% less
- Ruple: Insurance costs 54.07% more
- Rutland: Insurance costs 25.31% less
- Rye Beach: Insurance costs 34.72% less