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Get Cheap Car Insurance in Wellington, TX
We monitor insurance prices, helping the average driver in Wellington save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Wellington
The chart below shows the cheapest car insurance company in Wellington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Wellington Insurer | Monthly Cost |
|---|---|
| Clearcover | $50 |
| Mile Auto | $65 |
| Progressive | $67 |
| State Farm | $72 |
Savings for Every Kind of Wellington Driver
Based on our extensive insurance data, we know the average Wellington driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some Wellington residents are paying out over $1,914 extra every year for auto insurance in Wellington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wellington, TX Savings / Yr. |
|---|---|
$394 |
|
$901 |
|
$795 |
|
$910 |
|
$1,385 |
|
$523 |
|
$572 |
Wellington Car Insurance vs. Texas
People living in Wellington pay an average of 2.02% less than the typical driver in the state. The average driver in Wellington can expect to pay about $1,140 per year, or $1,914 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Wellington for most people.
Car Insurance Prices by Wellington Neighborhood
Insurance Prices
Where is insurance cheapest within Wellington?
The map shows insurance prices in and around Wellington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $365 per year within the city boundaries, with insurance premiums ranging from a high of $2,052 to a low of $1,687. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Wellington.Pick the Best Car Insurance Company for You in Wellington
The best car insurance provider for most drivers in Wellington
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $394 over the average Wellington car insurance company.
The best car insurance provider for Wellington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $901 over the competition.
The best car insurance company for Wellington drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $795 better than other car insurance companies.
The best auto insurance for Wellington drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $910 less each year.
The least expensive car insurance company for new and young drivers in Wellington
In Wellington, State Farm costs young drivers $1,385 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wellington
State Farm gave the largest car insurance discounts to married couples, averaging $523 saved each year compared to an average Wellington couple's premiums.
The cheapest car insurance in Wellington for drivers with bad credit
The best Wellington car insurance company for customer service
Nationwide was the best company for customer service in Wellington according to the NAIC.
Recent price drops
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The cheapest large national provider in Wellington
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wellington driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wellington, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Wellington
What Influences the Cost of Car Insurance in Wellington?
On average, car insurance in Wellington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wellington is 16 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wellington are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Wellington is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wellington is $95 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Samnorwood: Insurance costs 11.86% less
- Rolla: Insurance costs 11.18% less
- Quail: Insurance costs 11.86% less
- Dodson: Insurance costs 11.44% less
- Vinson: Insurance costs 12.96% less
- McKnight: Insurance costs 13.01% less
- Memphis: Insurance costs 3.40% less
- Hedley: Insurance costs 4.44% less
- Reed: Insurance costs 10.55% less
- Lelia Lake: Insurance costs 2.51% less
Cities with Similar Populations
- Stinnett: Insurance costs 0.26% less
- Concho: Insurance costs 8.15% less
- Conneaut Lake: Insurance costs 29.10% less
- Deming: Insurance costs 28.53% less
- Due West: Insurance costs 15.88% less
- Dunsmuir: Insurance costs 6.37% less
- Edgemoor: Insurance costs 15.57% less
- Elizabeth: Insurance costs 18.18% less
- Fountain City: Insurance costs 41.12% less
- Lisle: Insurance costs 10.82% more